Osceola County property record for 4725 Sparrow Dr, Saint Cloud, FL 34772 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,268 sqft Living Area |
| Lot Size | 13,852 sqft (0.318 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $365,000 (2024) |
| Tax Bill | $3,986.00 (2024) |
| Primary APN | 30-26-31-5130-000G-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,268 sqft Living Area |
| Gross Area | 1,688 sqft Gross Area |
| 1st Floor | 1,268 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,852 sqft (0.318 acres) |
| Depth X Width | 140 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 420 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 420 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 320 sqft Shed |
| Deck Area | 362 sqft Deck |
| Porch Area | 212 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 4725 SPARROW DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8340 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK G LOT 9 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 30 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | G |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1030 |
| Census Tract | 43304 |
Source: Osceola County records · APN 30-26-31-5130-000G-0090
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage NONE LISTED ON DOCUMENT |
| Jan 03, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2024 · Amount on Record |
| Deed Sale | Jan 03, 2024 · Amount on Record |
| Prior Sale | Sep 02, 2016 · Amount on Record |
| Deed Doc Number | 2024532 |
| Deed Book / Page | 6528 / 407 |
| Prior Transfer Date | Jun 01, 2007 |
| Prior Transfer Doc | 0035070969 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 23, 2026 |
| Property Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Document Number | 0000054071 |
| Book / Page | 6960 / 881 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202654071 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Document Number | 0000054071, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 6960/881 |
| Instrument | 202654071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 01, 2055 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 03, 2024 |
| Property Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Document Number | 0065280407 |
| Book / Page | 6528 / 407 |
| Map Reference | MB 1 PG 395 |
| Instrument Date | Dec 29, 2023 |
| Instrument | 2024000532 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,555.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Name | Verified Name |
|---|---|
| Address | 4725 SPARROW DR, SAINT CLOUD, FL 34772-8340 |
| Document Number | 0006528409 |
|---|---|
| Date | Jan 03, 2024 |
| Instrument | 6528/409 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Number | 0065280424 |
|---|---|
| Date | Jan 03, 2024 |
| Book Page | 6528/424 |
| Instrument | 2024000534 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,147.00 (+4.04%) | $288,800 (+85.92%) Land $60,000 Building $228,800 | $288,800 (+7.8%) Land $60,000 Building $228,800 |
| 2024 | $3,986.00 (+78.74%) | ||
| 2023 | $2,230.00 (+5.04%) Homeowner's exemption | $155,339 (+3%) | $267,900 (+20.08%) Land $45,000 Building $222,900 |
| 2022 | $2,123.00 Homeowner's exemption | $150,815 | $223,100 Land $40,000 Building $183,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 45% of the US · above 15% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,064 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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