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4735 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4735 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,182 sqft Heated Area
Lot Size13,852 sqft (0.317 acres)
OccupancyOwner Occupied
Last Sale$220,000 (2018)
Tax Bill$2,397.00 (2025)

Property Details

APN / Parcel Number

Primary APN3026315130000G0080
Alternative APN
  • 98485

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,182 sqft Heated Area
Gross Area1,684 sqft Gross Area
1st Floor1,182 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1987
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area13,852 sqft (0.317 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeMixed Garage
Garage Area338 sqft Garage
FenceFence
PorchFinished/Screened Porch
Porch Area502 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98485
Street Address4735 SPARROW DR
CitySAINT CLOUD
StateFL
Zip34772-8340
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK G LOT 8
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockG
Legal Lot Number8
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1030
Census Tract43304

Owner

Source: Osceola County records · APN 3026315130000G0080

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4735 SPARROW DR, SAINT CLOUD, FL 34772-8340
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
BRANCH BANKING AND TRUST CO
Aug 13, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleMay 14, 2014 · Amount on Record
Deed Doc Number2018123128
Deed Book / Page5383 / 2410
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4735 SPARROW DR, SAINT CLOUD, FL 34772-8340
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4735 SPARROW DR, SAINT CLOUD, FL 34772-8340

Mortgage

Document Number0060221400
DateAug 13, 2021
Book Page6022/1400
Instrument2021125872
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressGREENVILLE, SC 29607
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term326 Months
DueOct 01, 2048

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 13, 2018
Property Address4735 SPARROW DR, SAINT CLOUD, FL 34772-8340
Document Number0053832410
Book / Page5383 / 2410
Map ReferenceMB1 PG395
Instrument DateAug 10, 2018
Instrument2018123128
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyLAND TITLE PROFESSIONALS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,540.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address119 LOBLOLLY CIR, 119, GREENWOOD, SC 29649-1139

Transferred To (Grantee/Buyer)

NameVerified Name
Address4935 SPARROW DR, SAINT CLOUD, FL 34772

Mortgage

Document Number2018123129
DateAug 13, 2018
Instrument2018123129
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,397.00 (+8.86%) Homeowner's exemption$162,494 (+5.99%)$257,300 (+8.2%) Land $60,000 Building $197,300
2023$2,202.00 (+5.11%) Homeowner's exemption$153,316 (+3%)$237,800 (+20.77%) Land $45,000 Building $192,800
2022$2,095.00 Homeowner's exemption$148,851$196,900 Land $40,000 Building $156,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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