4740 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4740 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	1,128 sqft Heated Area
Lot Size	13,809 sqft (0.317 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2014)
Tax Bill	$2,143.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`3026315130000H0050`
Alternative APN	`98494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,128 sqft Heated Area
Gross Area	1,744 sqft Gross Area
1st Floor	1,128 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,809 sqft (0.317 acres)
Depth X Width	140 ft x 100 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	324 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	240 sqft Shed
Porch	Open Porch
Porch Area	52 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	98494
Street Address	4740 SPARROW DR
City	SAINT CLOUD
State	FL
Zip	34772-8339
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK H LOT 5
Legal Range	31E
Legal Township	26S
Legal Section	30
Legal Subdivision	ST CLOUD MANOR VLG
Legal Tract	5130
Legal Block	H
Legal Lot Number	5
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1050
Census Tract	43304

Owner

Source: Osceola County records · APN 3026315130000H0050

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4740 SPARROW DR, SAINT CLOUD, FL 34772-8339
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2014 · Amount on Record
Deed Sale	Nov 17, 2014 · Amount on Record
Deed Doc Number	2014169640
Deed Book / Page	4696 / 1327
Record Refreshed	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4740 SPARROW DR, SAINT CLOUD, FL 34772-8339
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4740 SPARROW DR, SAINT CLOUD, FL 34772-8339

Mortgage

Document Number	0064890659
Date	Oct 13, 2023
Book Page	6489/659
Instrument	2023134995

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,143.00 (+9.39%) Homeowner's exemption	$144,108 (+5.99%)	$269,900 (+7.92%) Land $60,000 Building $209,900
2023	$1,959.00 (+5.32%) Homeowner's exemption	$135,968 (+3%)	$250,100 (+21%) Land $45,000 Building $205,100
2022	$1,860.00 Homeowner's exemption	$132,008	$206,700 Land $40,000 Building $166,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,064 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.