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4700 Sparrow Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4700 Sparrow Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1990
Square Footage1,014 sqft Heated Area
Lot Size13,896 sqft (0.319 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2022)
Tax Bill$5,043.00 (2025)

Property Details

APN / Parcel Number

Primary APN3026315130000H0010
Alternative APN
  • 98490

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,014 sqft Heated Area
Gross Area1,326 sqft Gross Area
1st Floor1,014 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1990
Exterior MaterialVinyl Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,896 sqft (0.319 acres)
Depth X Width140 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area312 sqft Garage

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area100 sqft Shed
Gazebo384 sqft Gazebo

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number98490
Street Address4700 SPARROW DR
CitySAINT CLOUD
StateFL
Zip34772-8339
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLK H LOT 1
Legal Range31E
Legal Township26S
Legal Section30
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockH
Legal Lot Number1
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1050
Census Tract43304

Owner

Source: Osceola County records · APN 3026315130000H0010

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4700 SPARROW DR, SAINT CLOUD, FL 34772-8339
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 09, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Feb 18, 2022Warranty Deed, Transfer · Conventional Mortgage
SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleJan 06, 2015 · Amount on Record
Deed Doc Number2022027562
Deed Book / Page6154 / 460
Record RefreshedJun 08, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4700 SPARROW DR, SAINT CLOUD, FL 34772-8339
Transaction TypeMortgage
Record UpdatedJan 31, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 SPARROW DR, SAINT CLOUD, FL 34772-8339

Mortgage

Document Number0065311010
DateJan 09, 2024
Book Page6531/1010
Instrument2024003372
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateFeb 18, 2022
Property Address4700 SPARROW DR, SAINT CLOUD, FL 34772-8339
Document Number0061540460
Book / Page6154 / 460
Map ReferenceMB 1 PG 395
Instrument DateFeb 17, 2022
Instrument2022027562
Transaction TypeTransfer
Record UpdatedMar 07, 2022
Title CompanyCLEAR OCEAN TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5160 HELEN CT, 5160, SAINT CLOUD, FL 34772-9367

Transferred To (Grantee/Buyer)

NameVerified Name
Address4700 SPARROW DR, SAINT CLOUD, FL 34772-8339

Mortgage

Document Number0006154462
DateFeb 18, 2022
Instrument6154/462
Lender
NameSUMMIT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,043.00 (+4.41%) Homeowner's exemption$187,279 (+5.99%)$245,600 (+8.29%) Land $60,000 Building $185,600
2023$4,830.00 (+22.25%) Homeowner's exemption$176,700 (+50.1%)$226,800 (+20.13%) Land $45,000 Building $181,800
2022$3,951.00 Homeowner's exemption$117,720$188,800 Land $40,000 Building $148,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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