470 Centreville St, Constantine, MI 49042 Property Records

St. Joseph County property record for 470 Centreville St, Constantine, MI 49042

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,864 sqft · built 1900
Lot Size0.47 acres (20,473 sqft)
OwnerIndividual Name on File
Last Sale$128,000 (Jun 2020)
Tax Bill$2,084 (2025)
Deeds & MortgagesJul 2021 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN043-080-122-00

Property Details

APN / Parcel Number

Primary APN043-080-122-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,864 sqft Building Perimeter
1st Floor Area1,432 sqft
Basement Area1,432 sqft
Unfinished Basement1,432 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area20,473 sqft (0.47 acres)
Lot Dimensions247 ft deep x 83 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address470 CENTREVILLE ST
CityCONSTANTINE
StateMI
Zip49042-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 16 ASSESSORS PLAT OF ABSTRACTORS ADD. VIL OF CONSTANTINE.
Legal SubdivisionABSTRACTORS ADD
Legal Block16
Legal Lot Number2
JurisdictionST JOSEPH MI
Township / Civil DivisionCONSTANTINE
Census Block Group4
Census Block4024
Census Tract41101

Owner

470 Centreville St is owned and occupied by an individual who bought it in June 2020.

Source: St. Joseph County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address470 CENTREVILLE ST, CONSTANTINE, MI 49042-1204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 22, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2020 · Amount on File
Deed SaleJun 22, 2020 · Amount on File
Prior SaleAug 3, 2016 · Amount on File
Prior Transfer DateJul 1, 2008
Prior Transfer Doc01491/0787
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address470 CENTREVILLE ST, CONSTANTINE, MI 49042-1204
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address470 CENTREVILLE ST, CONSTANTINE, MI 49042-1204

Mortgage

Document Number2021007446
DateJul 21, 2021
Instrument2021007446
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJun 22, 2020
Property Address470 CENTREVILLE ST, CONSTANTINE, MI 49042-1204
Document Number2020002541
Instrument DateJun 19, 2020
Instrument2020002541
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address470 CENTREVILLE ST, CONSTANTINE, MI 49042-1204

Transferred To (Grantee/Buyer)

NameVerified Name
Address501 US HIGHWAY 131 N LOT 26, 26, WHITE PIGEON, MI 49099-9139

Mortgage

Document Number2020002542
DateJun 22, 2020
Instrument2020002542
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 470 Centreville St was $2,084 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
MunicipalityConstantine Village
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$111,400 (+15.44%)$222,800 (+15.44%)
2025$2,084.00 Homeowner's exemption$96,500 Land $9,700 Building $86,800$193,000 Land $19,400 Building $173,600
2023$75,500 Land $7,700 Building $67,800$151,000 Land $15,400 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 470 Centreville St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 470 Centreville St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSTANTINE
serves 2,075 people · EPA ID MI0001600
Water SourceGroundwater
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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