440 Centreville St, Constantine, MI 49042 Property Records

St. Joseph County property record for 440 Centreville St, Constantine, MI 49042

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,028 sqft · built 1927
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$87,000 (Oct 1998)
Tax Bill$1,476 (2025)
Deeds & MortgagesMar 2017 Construction Loan
Flood ZoneZone X (minimal risk)
APN043-080-125-00

Property Details

APN / Parcel Number

Primary APN043-080-125-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area2,028 sqft Building Perimeter
1st Floor Area1,159 sqft
Basement Area1,159 sqft
Unfinished Basement1,159 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions132 ft deep x 64 ft wide
Garage Area732 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address440 CENTREVILLE ST
CityCONSTANTINE
StateMI
Zip49042-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM SW COR SW 1/4 SEC 24 T7S R12W TH N 60 RDS TH E 204 FT TO POB TH E 60 FT TH S 165 FT TH W 60 FT TH N 165 FT TO POB. PT OF
Legal Range12W
Legal Township07S
Legal Section24
Legal SubdivisionABSTRACTORS ADD
Legal Block16
Legal Lot Number5
JurisdictionST JOSEPH MI
Township / Civil DivisionCONSTANTINE
Census Block Group4
Census Block4024
Census Tract41101

Owner

440 Centreville St is owned and occupied by an individual who acquired it in April 2008.

Source: St. Joseph County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address440 CENTREVILLE ST, CONSTANTINE, MI 49042-1204
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 1998 · Amount on File
Deed SaleOct 26, 1998 · Amount on File
Prior SaleNov 30, 1993 · Amount on File
Deed Book / Page860 / 475
Last Transfer DateApr 22, 2008
Transfer Doc1487/0457
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address440 CENTREVILLE ST, CONSTANTINE, MI 49042-1204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1863/0802
DateMar 30, 2017
Book Page1863/0802
Lender
NameHORIZON BANK NA
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term120 Months
DueMar 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 440 Centreville St was $1,476 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
MunicipalityConstantine Village
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$89,800 (+13.38%)$179,600 (+13.38%)
2025$1,476.00 Homeowner's exemption$79,200 Land $5,400 Building $73,800$158,400 Land $10,800 Building $147,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Centreville St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Centreville St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSTANTINE
serves 2,075 people · EPA ID MI0001600
Water SourceGroundwater
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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