St. Joseph County property record for 480 Centreville St, Constantine, MI 49042
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,680 sqft · built 1900 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $197,000 (Mar 2020) |
| Tax Bill | $2,236 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-080-160-00 |
| Primary APN | 043-080-160-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,680 sqft Building Perimeter |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,196 sqft |
| Unfinished Basement | 1,196 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 230 ft deep x 66 ft wide |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 480 CENTREVILLE ST |
|---|---|
| City | CONSTANTINE |
| State | MI |
| Zip | 49042-1204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 BLK 16. ASSESSORS PLAT OF ABSTRACTORS ADD. VIL OF CONSTANTINE. |
| Legal Subdivision | ABSTRACTORS ADD |
| Legal Block | 16 |
| Legal Lot Number | 25 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | CONSTANTINE |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 41101 |
Source: St. Joseph County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 12, 2020 | Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 12, 2020 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2020 · Amount on Record |
| Deed Sale | Mar 12, 2020 · Amount on Record |
| Prior Sale | Feb 3, 2004 · Amount on Record |
| Deed Book / Page | 1999 / 944 |
| Prior Transfer Date | Nov 10, 2006 |
| Prior Transfer Doc | 01407/0981 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021001441 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021001441 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 12, 2020 |
| Property Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Document Number | 001999/944 |
| Book / Page | 1999 / 944 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,694.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Name | Verified Name |
|---|---|
| Address | 6278 RAVINE RD, KALAMAZOO, MI 49009-9002 |
| Document Number | 0001999948 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 1999/948 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Mar 12, 2020 |
| Property Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Document Number | 001999/946 |
| Book / Page | 1999 / 946 |
| Map Reference | LB 2 PG 50 |
| Instrument Date | Jan 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 CENTREVILLE ST, CONSTANTINE, MI 49042-1204 |
| Name | Verified Name |
|---|---|
| Address | 6278 RAVINE RD, KALAMAZOO, MI 49009-9002 |
Source: St. Joseph County assessment roll, as of August 11, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| County Subdivision | Constantine Township |
| Municipality | Constantine Village |
| Unified School District | Constantine Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,100 (+12.14%) | $264,200 (+12.14%) | |
| 2025 | $2,236.00 Homeowner's exemption | $117,800 (+23.87%) Land $7,400 Building $110,400 | $235,600 (+23.87%) Land $14,800 Building $220,800 |
| 2023 | $95,100 Land $5,900 Building $89,200 | $190,200 Land $11,800 Building $178,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSTANTINE serves 2,075 people · EPA ID MI0001600 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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