495 Centreville St, Constantine, MI 49042 Property Records

St. Joseph County property record for 495 Centreville St, Constantine, MI 49042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1920
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$74,000 (Dec 2009)
Tax Bill$1,330 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN043-080-176-00

Property Details

APN / Parcel Number

Primary APN043-080-176-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,440 sqft Building Perimeter
1st Floor Area1,440 sqft
Basement Area1,080 sqft
Unfinished Basement1,080 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address495 CENTREVILLE ST
CityCONSTANTINE
StateMI
Zip49042-1203
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM N LN CENTREVILLE ST & W LN SEC 24 T7S R12W TH E 482.33 FT TO POB TH N 8 RDS TH W 16.83 FT TH N 4 RDS TH E TO WLY LN STATI
Legal Range12W
Legal Township07S
Legal Section24
JurisdictionST JOSEPH MI
Township / Civil DivisionCONSTANTINE
Census Block Group4
Census Block4025
Census Tract41101

Owner

495 Centreville St is owned and occupied by an individual who bought it in December 2009.

Source: St. Joseph County records, as of July 24, 2026

Owner of RecordIndividual Name on File
Mailing Address495 CENTREVILLE ST, CONSTANTINE, MI 49042-1203
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2009 · Amount on File
Deed SaleDec 3, 2009 · Amount on File
Prior SaleNov 30, 1999 · Amount on File
Deed Book / Page1556 / 415
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address495 CENTREVILLE ST, CONSTANTINE, MI 49042-1203
Transaction TypeMortgage
Record UpdatedAug 21, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020004182
DateAug 6, 2020
Instrument2020004182
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 495 Centreville St was $1,330 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
MunicipalityConstantine Village
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$62,200 Land $7,900 Building $54,300$124,400 Land $15,800 Building $108,600
2025$1,330.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 495 Centreville St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 495 Centreville St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONSTANTINE
serves 2,075 people · EPA ID MI0001600
Water SourceGroundwater
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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