445 Centreville St, Constantine, MI 49042 Property Records

St. Joseph County property record for 445 Centreville St, Constantine, MI 49042

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,804 sqft · built 1940
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$176,000 (Apr 2025)
Tax Bill	$1,219 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043-080-172-00`

Property Details

APN / Parcel Number

Primary APN	`043-080-172-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,804 sqft Building Perimeter
1st Floor Area	1,444 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	300 ft deep x 57.8 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	445 CENTREVILLE ST
City	CONSTANTINE
State	MI
Zip	49042-1203
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 3.5 RDS OF LOT 9 BLK 17. ASSESSORS PLAT OF ABSTRACTORS ADD. VIL OF CONSTANTINE.
Legal Subdivision	ABSTRACTORS ADD
Legal Block	17
Legal Lot Number	9
Jurisdiction	ST JOSEPH MI
Township / Civil Division	CONSTANTINE
Census Block Group	4
Census Block	4025
Census Tract	41101

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16338 NULL RD, RIVERSIDE, MI 49084
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2025 · Amount on Record
Deed Sale	Apr 24, 2025 · Amount on Record
Prior Sale	Sep 26, 2019 · Amount on Record
Deed Document Number	20253448
Prior Transfer Date	Jan 31, 2005
Prior Transfer Doc	1287/0181
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Sep 26, 2019
Property Address	445 CENTREVILLE ST, CONSTANTINE, MI 49042-1203
Document Number	1976/0584
Book / Page	1976 / 0584
Instrument Date	Sep 16, 2019
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7680 KRISTIN COURT SE, 7680, CALEDONIA, MI 49316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 CENTREVILLE ROAD, COMSTOCK, MI 49041

Mortgage

Document Number	01976/0588
Date	Sep 26, 2019
Book Page	1976/0588

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Constantine Township
Municipality	Constantine Village
Unified School District	Constantine Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,800 (+13.32%)	$161,600 (+13.32%)
2025	$1,219.00 Homeowner's exemption	$71,300 Land $5,000 Building $66,300	$142,600 Land $10,000 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSTANTINE serves 2,075 people · EPA ID MI0001600
Water Source	Groundwater
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20