26 Saint Simon Cir, Miramar Beach, FL 32550 Property Records

Walton County property record for 26 Saint Simon Cir, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1999
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on File
Last Sale	$750,000 (Dec 2022)
Tax Bill	$6,384 (2024)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-2S-21-42970-000-0460`

Property Details

APN / Parcel Number

Primary APN	`29-2S-21-42970-000-0460`
Alternative APN	`1065011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,680 sqft Living Area
Gross Area	2,243 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	6.4 ft deep x 6 ft wide

Exterior Amenities

Porch	Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	243 sqft
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1065011
Street Address	26 SAINT SIMON CIR
City	MIRAMAR BEACH
State	FL
Zip	32550-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 EMERALD WATERS VILLAGE PB 13-27 OR 1914-381 OR 2826-3739
Legal Range	21W
Legal Township	02S
Legal Section	29
Legal Subdivision	EMERALD WATERS VILLAGE
Legal Lot Number	46
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1032
Census Tract	950609

Owner

26 Saint Simon Cir is owned by a company that bought it in December 2022.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	16931 MEETING HOUSE RD, FISHERVILLE, KY 40023-8707
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Warranty Deed, Transfer · Commercial Mortgage STOCK YARDS BANK & TRUST CO
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2022 · Amount on File
Deed Sale	Dec 14, 2022 · Amount on File
Prior Sale	Sep 29, 2009 · Amount on File
Deed Document Number	20220053329
Deed Book / Page	3275 / 2667
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 14, 2022
Property Address	26 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Document Number	0032752667
Book / Page	3275 / 2667
Map Reference	MB 13 PG 27&27A
Instrument Date	Dec 13, 2022
Instrument	20220053329
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	152 SUMMIT TRCE, BLAIRSVILLE, GA 30512-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16931 MEETING HOUSE RD, FISHERVILLE, KY 40023-8707

Mortgage

Document Number	0032752670
Date	Dec 14, 2022
Instrument	3275/2670

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 13, 2027

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	26 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225
Transaction Type	Mortgage
Record Updated	Dec 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SAINT SIMON CIR, MIRAMAR BEACH, FL 32550-8225

Mortgage

Document Number	0031902070
Date	Mar 30, 2021
Book Page	3190/2070
Instrument	20210015349

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$613,456 Land $270,000 Building $343,456	$613,456 Land $270,000 Building $343,456
2024	$6,384.00 (-0.28%)
2023	$6,402.00 (+196.66%)	$704,573 (+25.63%) Land $255,000 Building $449,573	$704,573 (+25.63%) Land $255,000 Building $449,573
2022	$2,158.00 Homeowner's exemption	$560,813 Land $161,618 Building $399,195	$560,813 Land $161,618 Building $399,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 26 Saint Simon Cir in Zone X, an area of minimal flood risk, though there have been 64 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 26 Saint Simon Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile, Wildstar Networks.

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