469 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 469 Oxbow Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,579 sqft · built 2021
Lot Size	0.208 acres (9,079 sqft)
Owner	Individual Name on Record
Last Sale	$767,379 (Dec 2021)
Tax Bill	$6,762 (2025)
Deeds & Mortgages	May 2021 Construction Loan Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5669-022-04-047`

Property Details

APN / Parcel Number

Primary APN	`5669-022-04-047`
Alternative APN	`R435904`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,579 sqft Living Area
Gross Area	3,088 sqft
1st Floor Area	2,223 sqft
Basement Area	356 sqft
Finished Basement	356 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Lot Area	9,079 sqft (0.208 acres)
Garage Type	Attached
Garage Area	509 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435904
Street Address	469 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRGS VIL 1 FIL 4 RESUB TR 5 LOT: 47 PER PLAT 1114561 469 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRGS VIL 1 FIL 4 RES
Legal Tract	5
Legal Block	1
Legal Lot Number	47
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1034
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	469 OXBOW CIR, DURANGO, CO 81301-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF COLORADO
Dec 22, 2021	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2021	Special Warranty Deed, Transfer · Construction Mortgage BANK OF COLORADO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on Record
Deed Sale	Dec 22, 2021 · Amount on Record
Prior Sale	Apr 27, 2021 · Amount on Record
Deed Document Number	20211204175
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	469 OXBOW CIR, DURANGO, CO 81301-2300
Transaction Type	Mortgage
Record Updated	Aug 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192042
Date	May 10, 2021
Instrument	1192042

Lender

Name	BANK OF COLORADO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 22, 2021
Property Address	469 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001204175
Map Reference	DOC 1114561
Instrument Date	Dec 21, 2021
Instrument	1204175
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 645, BAYFIELD, CO 81122-0645

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	469 OXBOW CIR, DURANGO, CO 81301-2300

Mortgage

Document Number	0001204176
Date	Dec 22, 2021
Instrument	1204176

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 27, 2021
Property Address	469 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001191287
Map Reference	DOC 1114561
Instrument Date	Apr 26, 2021
Instrument	1191287
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Tax	$8.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 MERCADO ST STE 250, 250, DURANGO, CO 81301-7317

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 W 28TH ST, DURANGO, CO 81301-4108

Mortgage

Document Number	0001191656
Date	May 3, 2021
Instrument	1191656

Lender

Name	BANK OF COLORADO
Type	Bank
Address	8131

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,340 (+0.85%) Land $9,190 Building $51,150	$957,270 (-) Land $145,750 Building $811,520
2025	$6,762.00 (+39.19%)	$59,830 (+22.83%) Land $9,110 Building $50,720	$957,270 (+31.66%) Land $145,750 Building $811,520
2023	$4,858.00 (+37.23%)	$48,710 (+29.75%) Land $7,150 Building $41,560	$727,070 (+34.62%) Land $106,740 Building $620,330
2022	$3,540.00	$37,540 Land $6,930 Building $30,610	$540,100 Land $99,690 Building $440,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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