457 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 457 Oxbow Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,440 sqft · built 2018
Lot Size	0.208 acres (9,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$509,000 (Apr 2019)
Tax Bill	$5,605 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5669-022-04-046`

Property Details

APN / Parcel Number

Primary APN	`5669-022-04-046`
Alternative APN	`R435903`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,440 sqft Living Area
Gross Area	2,923 sqft
1st Floor Area	2,105 sqft
Basement Area	335 sqft
Finished Basement	335 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Lot Area	9,045 sqft (0.208 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Porch
Porch Area	128 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435903
Street Address	457 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRGS VIL 1 FIL 4 RESUB TR 5 LOT: 46 PER PLAT 1114561 457 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRGS VIL 1 FIL 4 RES
Legal Tract	5
Legal Block	1
Legal Lot Number	46
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1034
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI BANK OF CO
Apr 16, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF CO
Apr 16, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE
Apr 16, 2019	Grant Deed, Transfer LAND TITLE GUARANTEE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2019 · Amount on Record
Deed Sale	Apr 16, 2019 · Amount on Record
Prior Sale	Apr 16, 2019 · Amount on Record
Deed Document Number	20191155391
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Transaction Type	Mortgage
Record Updated	Sep 23, 2021
Title Company	T TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 OXBOW CIR, DURANGO, CO 81301-2300

Mortgage

Document Number	0001199217
Date	Sep 14, 2021
Instrument	1199217

Lender

Name	BANK OF COLORADO
Type	Bank
Address	GREELEY, CO 80634

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001169671
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 OXBOW CIR DURANGO CO 813012300, DURANGO, CO 81301-2300

Mortgage

Document Number	0001169671
Date	Mar 31, 2020
Instrument	1169671

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2019
Property Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001155391
Instrument Date	Apr 15, 2019
Instrument	1155391
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	457 OXBOW CIR DURANGO CO 813012300, DURANGO, CO 81301-2300

Mortgage

Document Number	1155392
Date	Apr 16, 2019
Instrument	1155392

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2019
Property Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001155386
Instrument Date	Apr 15, 2019
Instrument	1155386
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	65 MERCADO ST #250 DURANGO CO 813017317, 250, DURANGO, CO 81301-7317

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LA PLATA CO
Recording Date	Apr 16, 2019
Property Address	457 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001155387
Instrument Date	Apr 15, 2019
Instrument	1155387
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Tax	$45.88
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13 FALCON WAY DURANGO CO 813014975, DURANGO, CO 81301-4975

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,200 (-0.79%) Land $9,040 Building $40,160	$793,480 (-) Land $145,750 Building $647,730
2025	$5,605.00 (+41.58%)	$49,590 (+24.94%) Land $9,110 Building $40,480	$793,480 (+33.94%) Land $145,750 Building $647,730
2023	$3,959.00 (+19.86%)	$39,690 (+13.3%) Land $7,040 Building $32,650	$592,420 (+17.55%) Land $105,060 Building $487,360
2022	$3,303.00	$35,030 Land $6,930 Building $28,100	$503,960 Land $99,690 Building $404,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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