430 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 430 Oxbow Cir, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,620 sqft · built 2011
Lot Size	0.106 acres (4,617 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (Sep 2019)
Tax Bill	$4,467 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-045`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-045`
Alternative APN	`R429460`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,061 sqft
1st Floor Area	1,620 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Conventional
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R429460
Street Address	430 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 3 LOT: 45 430 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRINGS VILL 1 FIL 2A
Legal Block	3
Legal Lot Number	45
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1042
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-045

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	430 OXBOW CIR, DURANGO, CO 81301-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 12, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2019 · Amount on Record
Deed Sale	Sep 12, 2019 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20191161460
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	430 OXBOW CIR, DURANGO, CO 81301-2300
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001131165
Date	Jul 24, 2017
Instrument	1131165

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 12, 2047

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Sep 12, 2019
Property Address	430 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001161460
Instrument Date	Sep 09, 2019
Instrument	1161460
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$46.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 OXBOW CIR DURANGO CO 813012300, DURANGO, CO 81301-2300

Mortgage

Document Number	1161461
Date	Sep 12, 2019
Instrument	1161461

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (-2.1%) Land $7,140 Building $31,560	$632,370 (-) Land $116,600 Building $515,770
2025	$4,467.00 (+44.7%)	$39,530 (+27.72%) Land $7,290 Building $32,240	$632,370 (+36.89%) Land $116,600 Building $515,770
2023	$3,087.00 (+17.02%)	$30,950 (+10.65%) Land $5,500 Building $25,450	$461,950 (+14.79%) Land $82,080 Building $379,870
2022	$2,638.00	$27,970 Land $5,540 Building $22,430	$402,440 Land $79,750 Building $322,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 65% of Colorado
Wildfire Likelihood	About 1 in 441 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 355 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Lumen Technologies	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Visionary Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: AT&T, Spectrum, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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