440 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 440 Oxbow Cir, Durango, CO 81301 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,644 sqft · built 2009
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$740,000 (May 2025)
Tax Bill	$3,867 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-044`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-044`
Alternative APN	`R429372`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,644 sqft Living Area
Gross Area	2,085 sqft
1st Floor Area	1,644 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Lot Area	4,966 sqft (0.114 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R429372
Street Address	440 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 3 LOT: 44 440 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRINGS VILL 1 FIL 2A
Legal Block	3
Legal Lot Number	44
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1042
Census Tract	970703

Owner

Source: La Plata County records · APN 5669-021-03-044

Assessment roll updated July 20, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 OXBOW CIR, DURANGO, CO 81301-2300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Jun 10, 2011 · Amount on Record
Deed Document Number	20251242655
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	440 OXBOW CIR, DURANGO, CO 81301-2300
Transaction Type	Mortgage
Record Updated	Feb 07, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 OXBOW CIR, DURANGO, CO 81301-2300

Mortgage

Document Number	0001229425
Date	Jan 31, 2024
Instrument	1229425

Lender

Name	FIRST SOUTHWEST BANK
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,630 (-2.08%) Land $7,140 Building $32,490	$647,540 (-) Land $116,600 Building $530,940
2025	$3,867.00 (+44.45%)	$40,470 (+27.59%) Land $7,290 Building $33,180	$647,540 (+36.77%) Land $116,600 Building $530,940
2024	$2,677.00 (+7.29%)
2023	$2,495.00 (+22.3%)	$31,720 (+10.99%) Land $5,510 Building $26,210	$473,460 (+15.14%) Land $82,290 Building $391,170
2022	$2,040.00	$28,580 Land $5,540 Building $23,040	$411,190 Land $79,750 Building $331,440

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force 6 of 14 on primary residences

Wildfire

Wildfire Risk	High above 70% of the US · above 65% of Colorado
Wildfire Likelihood	About 1 in 441 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.