470 Oxbow Cir, Durango, CO 81301 Property Records

La Plata County property record for 470 Oxbow Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,715 sqft · built 2012
Lot Size	0.106 acres (4,617 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (May 2020)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5669-021-03-026`

Property Details

APN / Parcel Number

Primary APN	`5669-021-03-026`
Alternative APN	`R429449`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,715 sqft Living Area
Gross Area	2,156 sqft
1st Floor Area	1,715 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Conventional
Lot Area	4,617 sqft (0.106 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Unfinished Open Porch
Porch Area	175 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R429449
Street Address	470 OXBOW CIR
City	DURANGO
State	CO
Zip	81301-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: THREE SPRINGS VILL 1 FIL 2A BLOCK: 2 LOT: 26 470 OXBOW CIR DURANGO 81301
Legal Subdivision	THREE SPRINGS VILL 1 FIL 2A
Legal Block	2
Legal Lot Number	26
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1038
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	766 EAGLE PASS, DURANGO, CO 81301-9412
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2020	Special Warranty Deed, Transfer · Conventional Mortgage BOKF NA
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE CNTRL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Prior Sale	May 2, 2018 · Amount on Record
Deed Document Number	20201171437
Record Updated	Sep 20, 2026

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 20, 2020
Property Address	470 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001171437
Map Reference	RECETION NO 937030
Instrument Date	May 18, 2020
Instrument	1171437
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	766 EAGLE PASS, DURANGO, CO 81301-9412

Mortgage

Document Number	0001171438
Date	May 20, 2020
Instrument	1171438

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 2, 2018
Property Address	470 OXBOW CIR, DURANGO, CO 81301-2300
Document Number	0001142480
Instrument Date	May 1, 2018
Instrument	1142480
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	470 OXBOW CIR DURANGO CO 813012300, DURANGO, CO 81301-2300

Mortgage

Document Number	1142481
Date	May 2, 2018
Instrument	1142481

Lender

Name	MORTGAGE CNTRL
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,990 (-2.08%) Land $7,140 Building $33,850	$669,720 (-) Land $116,600 Building $553,120
2025	$4,731.00 (+44.02%)	$41,860 (+27.08%) Land $7,290 Building $34,570	$669,720 (+36.21%) Land $116,600 Building $553,120
2023	$3,285.00 (+17.91%)	$32,940 (+11.51%) Land $5,530 Building $27,410	$491,690 (+15.69%) Land $82,610 Building $409,080
2022	$2,786.00	$29,540 Land $5,540 Building $24,000	$425,010 Land $79,750 Building $345,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 64% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Visionary Broadband Fixed Wireless	100 / 20

May also be available: AT&T, FastTrack Communications.

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