4684 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4684 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeCommercial
Lot Size0.786 acres (34,269 sqft)
OwnerCompany Name on Record
Last Sale$359,899 (Feb 2025)
Tax Bill$962 (2025)
Flood ZoneZone X (moderate risk)
APN40-23-25-351-003

Property Details

APN / Parcel Number

Primary APN40-23-25-351-003
Alternative APNs
  • 0071227-000500-3
  • 10004622806

Exterior

Lot Area34,269 sqft (0.786 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004622806
Old Parcel Number00712270005003
Street Address4684 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1411
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCG
Legal DescriptionZZZ 254023 P34-3 25 40 23 P-34-3 .79A M/L COMMINTXN W LN SEC25 AND S/LY R/W US 17 TH NE ALG S/LY R/W US 17 303FT M/
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionACREAGE
Legal BlockP34-
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group4
Census Block4018
Census Tract10200

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2222 2ND ST, FORT MYERS, FL 33901-3026
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 7, 2025 · Amount on Record
Deed SaleFeb 7, 2025 · Amount on Record
Prior SaleNov 1, 1999 · Amount on Record
Deed Document Number3492472
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$962.00 (+10.07%)$46,913 (+21%)$102,807 (+36.36%) Land $102,807
2023$874.00 (+27.78%)$38,771 (-4.93%)$75,392 (+84.87%) Land $75,392
2022$684.00$40,780 Land $40,780$40,780 Land $40,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies69 units insured
incl. 30 condo units
Nearby Flood Claims6 (2010–2022)
Claims Outside the SFHA6 of 6
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 76% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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