4565 Duncan Rd, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 4565 Duncan Rd, Punta Gorda, FL 33982

Property Summary

Property TypeFarm - Crops
Details1 ba · 1,083 sqft · built 1955
Lot Size18.3 acres (798,540 sqft)
OwnerOwner Name on File
Tax Bill$938 (2025)
Flood ZoneZone X (moderate risk)
APN40-23-25-326-001

Property Details

APN / Parcel Number

Primary APN40-23-25-326-001
Alternative APNs
  • 0071215-000000-2
  • 10004622793

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,083 sqft Total Area
Gross Area1,552 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof MaterialWood Shingle
Lot Area798,540 sqft (18.3 acres)
Garage TypeCarport
CarportCarport
Carport Area910 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool Area196 sqft
PorchPorch
Porch Area1,407 sqft
Patio Area1,407 sqft
Shed1 Shed
Shed Area225 sqft
Total Buildings5 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004622793
Old Parcel Number00712150000002
Street Address4565 DUNCAN RD
CityPUNTA GORDA
StateFL
Zip33982-1483
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Crops
Local Zoning CodeRE1
Legal DescriptionZZZ 254023 P28 25 40 23 P-28 18.132 AC. M/L COMM NE COR OF NW1/4 OF SW1/4 TH W342 FT FOR POB S 885 FT M/L TO N R/
Legal Range23E
Legal Township40S
Legal Section25
Legal SubdivisionACREAGE
Legal BlockP28-
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2018
Census Tract10200

Owner

The current owner of 4565 Duncan Rd acquired it in July 2007.

Source: Charlotte County records, as of December 10, 2025

Owner of RecordOwner Name on File
Mailing Address4565 DUNCAN RD, PUNTA GORDA, FL 33982-1483
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2007
Deed SaleJul 17, 2007
Deed Document Number1686332
Deed Book / Page3187 / 1599
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4565 Duncan Rd was $938.

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$938.00$63,026$694,513 Land $659,952 Building $34,561
2023$933.00 (-26.71%)$59,209 (+3.09%)$674,684 (+37.03%) Land $641,620 Building $33,064
2022$1,273.00$57,435$492,370 Land $33,431 Building $458,939

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4565 Duncan Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 151 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 units insured
incl. 16 condo units
Nearby Flood Claims257 (1982–2024)
Claims Outside the SFHA3 of 257
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 81 claims
  • Hurricane Helene, Sep 2024 · 64 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4565 Duncan Rd is moderate, ranking above 66% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 44% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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