Macomb County property record for 46809 Oak Pointe Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,247 sqft · built 1995 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Dec 2013) |
| Tax Bill | $4,133 (2025) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-202-042 |
| Primary APN | 20-08-36-202-042 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Basement Area | 1,229 sqft |
| Unfinished Basement | 1,229 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46809 OAK POINTE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE SUB LOT 37 LIBER: 109 PAGE: 49-53 |
| Legal Subdivision | OAK POINTE SUB |
| Legal Lot Number | 37 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 223402 |
Source: Macomb County assessment roll, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU |
| Jun 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC |
| Jul 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2013 · Amount on Record |
| Deed Sale | Dec 20, 2013 · Amount on Record |
| Prior Sale | Feb 5, 2013 · Amount on Record |
| Deed Document Number | 20133185994 |
| Deed Book / Page | 22603 / 484 |
| Prior Transfer Date | Jul 17, 2008 |
| Prior Transfer Doc | 0000092246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2300097845 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 29385/645 |
| Instrument | 202300097845 |
| Name | MICHIGAN SCHOOLS & GOVERNMENT CU |
|---|---|
| Type | Credit Union |
| Address | TROY, MI 48098 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 15, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2102199376 |
|---|---|
| Date | Jun 15, 2021 |
| Book Page | 27805/33 |
| Instrument | 202102199376 |
| Name | SIMPLE HOME LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | MACOMB, MI 48044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Jul 30, 2018 |
| Property Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 0000084898 |
| Book / Page | 025492 / 000500 |
| Instrument Date | Jul 26, 2018 |
| Instrument | 84898 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48609 OAK POINTE DR MACOMB MI 48042, MACOMB, MI 48042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46809 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 0000020469 |
| Book / Page | 024564 / 000216 |
| Instrument Date | Feb 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2017 |
| Title Company | STERLING TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 46809 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907 |
| Document Number | 0000020469 |
|---|---|
| Date | Feb 21, 2017 |
| Book Page | 024564/000216 |
| Instrument | 20469 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 20, 2042 |
Source: Macomb County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $133,200 (+3.5%) | $266,400 (+3.5%) | |
| 2025 | $4,133.00 (+41.35%) Homeowner's exemption | $128,700 (+11.33%) | $257,400 (+11.33%) |
| 2023 | $115,600 | $231,200 | |
| 2022 | $2,924.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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