Macomb County property record for 46792 Oak Pointe Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,484 sqft · built 1995 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,000 (Mar 2024) |
| Tax Bill | $4,245 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Sep 2023 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-203-011 |
| Primary APN | 20-08-36-203-011 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,484 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 583 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Frame |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46792 OAK POINTE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE SUB LOT 8 LIBER: 109 PAGE: 49-53 |
| Legal Subdivision | OAK POINTE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 223402 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 11, 2023 | Warranty Deed, Transfer SONRISE TITLE AGENCY, SHORES TITLE AGENCY LLC |
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Nov 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2024 · Amount on Record |
| Deed Sale | Mar 5, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2023 · Amount on Record |
| Deed Document Number | 202416263 |
| Deed Book / Page | 29495 / 728 |
| Prior Transfer Date | Jul 19, 2013 |
| Prior Transfer Doc | 0000112113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Mar 5, 2024 |
| Property Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2400016263 |
| Book / Page | 29495 / 728 |
| Map Reference | LB 109 PGS 49 THROUG |
| Instrument Date | Feb 16, 2024 |
| Instrument | 202400016263 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 21, 2024 |
| Title Company | SONRISE TITLE AGENCY, SHORES TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,467.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2335 ANDOVER BLVD, TROY, MI 48084 |
| Name | Verified Name |
|---|---|
| Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2400014483 |
|---|---|
| Date | Mar 5, 2024 |
| Instrument | 202400014483 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2054 |
| Document Number | 2400014483 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 29488/658 |
| Instrument | 202400014483 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Sep 11, 2023 |
| Property Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2300077373 |
| Book / Page | 29291 / 98 |
| Map Reference | LB 109 PG 49 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 202300077373 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2023 |
| Title Company | SONRISE TITLE AGENCY, SHORES TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,665.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Name | Verified Name |
|---|---|
| Address | 2335 ANDOVER BLVD, ROCHESTER, MI 48306-4936 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 2102258176 |
|---|---|
| Date | Oct 25, 2021 |
| Book Page | 28127/140 |
| Instrument | 202102258176 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | AMROCK |
| Name | Verified Name |
|---|---|
| Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 0000160734 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 27275/260 |
| Instrument | 2160734 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46792 OAK POINTE DR, MACOMB, MI 48042-5907 |
| Document Number | 0000138122 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46792 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907 |
| Document Number | 0000138122 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 026374/000930 |
| Instrument | 138122 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 3, 2049 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,200 (+19.97%) | $282,400 (+19.97%) | |
| 2025 | $4,245.00 (+67.79%) | ||
| 2023 | $117,700 | $235,400 | |
| 2022 | $2,530.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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