46836 Oak Pointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46836 Oak Pointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,382 sqft · built 1996
Lot Size0.165 acres (7,187 sqft)
OwnerIndividual Name on File
Last Sale$242,000 (Jan 2021)
Tax Bill$3,986 (2025)
Deeds & MortgagesDec 2019 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-36-203-009

Property Details

APN / Parcel Number

Primary APN20-08-36-203-009
Alternative APN
  • 0836203009

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,382 sqft Living Area
1st Floor Area1,368 sqft
Basement Area1,368 sqft
Unfinished Basement1,354 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Architectural StyleRanch
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage Area406 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46836 OAK POINTE DR
CityMACOMB
StateMI
Zip48042-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAK POINTE SUB LOT 6 LIBER: 109 PAGE: 49-53
Legal SubdivisionOAK POINTE SUB
Legal Lot Number6
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1005
Census Tract223402

Owner

46836 Oak Pointe Dr is owned and occupied by an individual who bought it in January 2021.

Source: Macomb County records, as of October 19, 2026

Owner of RecordIndividual Name on File
Mailing Address46836 OAK POINTE DR, MACOMB, MI 48042-5907
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2019Deed of Trust, Mortgage · VA Mortgage
FIRST SAVINGS BANK
Nov 6, 2020Deed of Trust, Mortgage · FHA Mortgage
PRIME LNDG
Feb 22, 2019Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Nov 22, 2017Quit Claim Deed, Transfer · VA Mortgage
CLEARPATH LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 12, 2021 · Amount on File
Deed SaleJan 12, 2021 · Amount on File
Prior SaleNov 22, 2017
Deed Document Number20215639
Deed Book / Page27324 / 237
Prior Transfer DateSep 8, 2017
Prior Transfer Doc0000138435
Record UpdatedOct 29, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46836 OAK POINTE DR, MACOMB, MI 48042-5907
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyMIS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000138202
DateDec 4, 2019
Book Page26375/586
Instrument9138202
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2049

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46836 OAK POINTE DR, MACOMB, MI 48042-5907
Document Number0000043094
Instrument DateNov 6, 2020
Transaction TypeMortgage
Record UpdatedApr 20, 2021
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address46836 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907
InvestorPossibly a Property Investor

Mortgage

Document Number0000043094
DateNov 19, 2020
Book Page027177/000586
Instrument43094
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 18, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46836 OAK POINTE DR, MACOMB, MI 48042-5907
Document Number0000022546
Instrument DateFeb 22, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46836 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907

Mortgage

Document Number0000022546
DateMar 7, 2019
Book Page025841/000141
Instrument22546
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMar 6, 2049

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateNov 22, 2017
Property Address46836 OAK POINTE DR, MACOMB, MI 48042-5907
Document Number0000138435
Book / Page025074 / 000715
Instrument DateSep 8, 2017
Instrument138435
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyCERTIFIED DOCUMENT SOLUTIONS

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46836 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907

Mortgage

Document Number138436
DateNov 22, 2017
Book Page025074/000718
Instrument138436
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 21, 2047
Interest
Rate TypeAdjustable Rate
Rate2.37%

Tax Assessment & Valuation

The 2025 property tax bill for 46836 Oak Pointe Dr was $3,986 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$143,100 (+3.77%)$286,200 (+3.77%)
2025$3,986.00 Homeowner's exemption$137,900$275,800
2023$121,000$242,000
2022$3,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46836 Oak Pointe Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46836 Oak Pointe Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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