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46746 Oak Pointe Dr, Macomb, MI 48042 Property Records

Macomb County property record for 46746 Oak Pointe Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,504 sqft · built 1995
Lot Size0.201 acres (8,756 sqft)
Owner2 Individual Names on File
Last Sale$256,000 (Apr 2021)
Tax Bill$3,691 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20-08-36-203-013

Property Details

APN / Parcel Number

Primary APN20-08-36-203-013
Alternative APN
  • 0836203013

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,504 sqft Living Area
1st Floor Area776 sqft
Basement Area600 sqft
Unfinished Basement600 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1996
Lot Area8,756 sqft (0.201 acres)
Lot Dimensions135 ft deep x 65 ft wide
Garage Area445 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address46746 OAK POINTE DR
CityMACOMB
StateMI
Zip48042-5907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionOAK POINTE SUB LOT 10 LIBER: 109 PAGE: 49-53
Legal SubdivisionOAK POINTE SUB
Legal Lot Number10
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1005
Census Tract223402

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address46746 OAK POINTE DR, MACOMB, MI 48042-5907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2021Warranty Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC
Nov 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
GENISYS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on File
Deed SaleApr 16, 2021 · Amount on File
Prior SaleMay 29, 2013 · Amount on File
Deed Document Number20212158778
Deed Book / Page27572 / 692
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateApr 16, 2021
Property Address46746 OAK POINTE DR, MACOMB, MI 48042-5907
Document Number2102158778
Book / Page27572 / 692
Map ReferenceLB 109 PG 49-53
Instrument DateMar 19, 2021
Instrument202102158778
Transaction TypeTransfer
Record UpdatedJun 8, 2021
Title CompanyCORTITLE LLC, CORETITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,201.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address46746 OAK POINTE DR, 46746, MACOMB, MI 48042-5907

Transferred To (Grantee/Buyer)

NameVerified Name
Address46746 OAK POINTE DR, MACOMB, MI 48042-5907

Mortgage

Document Number2102158779
DateApr 16, 2021
Instrument202102158779
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address46746 OAK POINTE DR, MACOMB, MI 48042-5907
Document Number0000137876
Instrument DateNov 23, 2018
Transaction TypeMortgage
Record UpdatedJan 8, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address46746 OAK POINTE DR MACOMB MI 480425907, MACOMB, MI 48042-5907

Mortgage

Document Number0000137876
DateDec 19, 2018
Book Page025734/000625
Instrument137876
Lender
NameGENISYS CU
TypeCredit Union
AddressAUBURN HILLIS, MI 48326-2947
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 18, 2033

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictL'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,400 (+19.22%)$282,800 (+19.22%)
2025$3,691.00 (+14.88%)
2023$118,600$237,200
2022$3,213.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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