Macomb County property record for 46858 Oak Pointe Dr, Macomb, MI 48042
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,284 sqft · built 1995 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,000 (Feb 2020) |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-36-203-008 |
| Primary APN | 20-08-36-203-008 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,284 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46858 OAK POINTE DR |
|---|---|
| City | MACOMB |
| State | MI |
| Zip | 48042-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE SUB LOT 5 LIBER: 109 PAGE: 49-53 |
| Legal Subdivision | OAK POINTE SUB |
| Legal Lot Number | 5 |
| Jurisdiction | MACOMB MI |
| Township / Civil Division | MACOMB |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 223402 |
Source: Macomb County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 13, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Feb 11, 2020 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on Record |
| Deed Sale | Feb 11, 2020 · Amount on Record |
| Deed Document Number | 202017697 |
| Deed Book / Page | 26507 / 784 |
| Prior Transfer Date | Jan 31, 2020 |
| Prior Transfer Doc | 0000019091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Document Number | 2200098372 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 28766/74 |
| Instrument | 202200098372 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MACOMB MI |
| Property Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Document Number | 0000126823 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 27082/563 |
| Instrument | 2126823 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 13, 2020 |
| Property Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Document Number | 0000019091 |
| Book / Page | 026514 / 000975 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 19091 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46858 OAK POINTE DR MACOMB MI 480425908, MACOMB, MI 48042-5908 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACOMB MI |
| Recording Date | Feb 11, 2020 |
| Property Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Document Number | 0000017697 |
| Book / Page | 26507 / 784 |
| Map Reference | LB 109 PG 49-53 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 2017697 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,270.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 612 TYSON TER, 612, VENICE, FL 34285-6065 |
| Name | Verified Name |
|---|---|
| Address | 46858 OAK POINTE DR, MACOMB, MI 48042-5908 |
| Document Number | 0000017698 |
|---|---|
| Date | Feb 11, 2020 |
| Instrument | 2017698 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2050 |
Source: Macomb County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Macomb County |
| County Subdivision | Macomb Township |
| Unified School District | L'Anse Creuse Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $188,400 (+18.94%) | $376,800 (+18.94%) | |
| 2025 | $4,785.00 (+13.09%) | ||
| 2023 | $158,400 | $316,800 | |
| 2022 | $4,231.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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