4670 Silver Saddle Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4670 Silver Saddle Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,350 sqft · built 1980
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$520,000 (Apr 2023)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`012-282-023`

Property Details

APN / Parcel Number

Primary APN	`012-282-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4670 SILVER SADDLE LN
City	PASO ROBLES
State	CA
Zip	93446-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 424 LT 23
Legal Subdivision	BIG VALLEY ESTATES
Legal Tract	424
Legal Block	1
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1018
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2023	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LENDING INC
Sep 12, 2022	Grant Deed, Transfer · VA Mortgage KD CAPITAL MORTGAGE CORPORATION
Sep 5, 2019	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage DATA MORTGAGE INC
Sep 5, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Sep 5, 2019	Grant Deed, Transfer · FHA Mortgage DATA MORTGAGE INC
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Prior Sale	Sep 12, 2022 · Amount on Record
Deed Document Number	202311226
Prior Transfer Date	Aug 8, 2019
Prior Transfer Doc	0000037264
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 25, 2023
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000011226
Map Reference	MB 8 PG 16
Instrument Date	Mar 21, 2023
Instrument	2023011226
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000011227
Date	Apr 25, 2023
Instrument	2023011227

Lender

Name	CENTRAL COAST LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 12, 2022
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000036425
Map Reference	MB 8 PG 16
Instrument Date	Aug 24, 2022
Instrument	2022036425
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000036426
Date	Sep 12, 2022
Instrument	2022036426

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 5, 2019
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000037264
Map Reference	VOL 8 PG 16
Instrument Date	Aug 8, 2019
Instrument	2019037264
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000037266
Date	Sep 5, 2019
Instrument	2019037266

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 5, 2019
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000037262
Instrument Date	Jul 30, 2019
Instrument	37262
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 SILVER SADDLE LN PASO ROBLES CA 934464231, PASO ROBLES, CA 93446-4231

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 5, 2019
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000037263
Map Reference	VOL 8 PG 16
Instrument Date	Jul 30, 2019
Instrument	2019037263
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000037265
Date	Sep 5, 2019
Instrument	2019037265

Lender

Name	DATA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 31, 2018
Property Address	4670 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000036187
Instrument Date	Aug 3, 2018
Instrument	36187
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4670 SILVER SADDLE LN PASO ROBLES CA 934464231, PASO ROBLES, CA 93446-4231

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,676 (+2%) Land $265,302 Building $411,374
2025	$7,246.00 (+37.5%) Homeowner's exemption	$663,408 (+36.79%) Land $260,100 Building $403,308
2023	$5,270.00 (+23.83%)	$485,000 Land $225,000 Building $260,000
2022	$4,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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