4689 Silver Saddle Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4689 Silver Saddle Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,157 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (Dec 2013)
Tax Bill	$5,101 (2025)
Deeds & Mortgages	Jun 2023 Transfer Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-282-017`

Property Details

APN / Parcel Number

Primary APN	`012-282-017`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,157 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,000 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4689 SILVER SADDLE LN
City	PASO ROBLES
State	CA
Zip	93446-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 424 LT 17
Legal Subdivision	BIG VALLEY ESTATES
Legal Tract	424
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1018
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Intrafamily Transfer, Transfer
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 9, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jun 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Sep 20, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 24, 2013 · Amount on Record
Deed Sale	Dec 24, 2013 · Amount on Record
Prior Sale	Oct 22, 1999 · Amount on Record
Deed Document Number	201369739
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000016352
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 12, 2023
Property Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000016352
Map Reference	MB 8 PG 16
Instrument Date	Jun 6, 2023
Instrument	2023016352
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Transaction Type	Mortgage
Record Updated	Apr 18, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000015440
Date	Apr 7, 2022
Instrument	2022015440

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 9, 2021
Property Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000026748
Map Reference	MB 8 PG 16
Instrument Date	Apr 5, 2021
Instrument	2021026748
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026406
Date	Jun 27, 2018
Instrument	2018026406

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Sep 20, 2018
Property Address	4689 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000038889
Instrument Date	Sep 12, 2018
Instrument	38889
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2816 OLD WRANGLER LN PASO ROBLES CA 934464228, PASO ROBLES, CA 93446-4228

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,132 (+2%) Land $112,529 Building $362,603
2025	$5,101.00 (+6.27%) Homeowner's exemption	$465,817 (+4.04%) Land $110,323 Building $355,494
2023	$4,800.00 (-2.16%) Homeowner's exemption	$447,731 Land $106,040 Building $341,691
2022	$4,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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