4655 Silver Saddle Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4655 Silver Saddle Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,534 sqft · built 1979
Lot Size	0.152 acres (6,600 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Aug 2022)
Tax Bill	$5,485 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-282-014`

Property Details

APN / Parcel Number

Primary APN	`012-282-014`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Construction Type	Wood
Lot Area	6,600 sqft (0.152 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4655 SILVER SADDLE LN
City	PASO ROBLES
State	CA
Zip	93446-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 424 LT 14
Legal Subdivision	BIG VALLEY ESTATES UNIT #1
Legal Tract	424
Legal Block	1
Legal Lot Number	14
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1018
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2022	Grant Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Feb 20, 2020	Quit Claim Deed, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Feb 20, 2020	Grant Deed, Transfer PLACER TITLE COMPANY
Jun 2, 2017	Grant Deed, Transfer CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2022 · Amount on Record
Deed Sale	Aug 5, 2022 · Amount on Record
Prior Sale	Feb 20, 2020 · Amount on Record
Deed Document Number	202231954
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	0000008256
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 5, 2022
Property Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000031954
Map Reference	MB 8 PG 16
Instrument Date	Jun 26, 2022
Instrument	2022031954
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000031955
Date	Aug 5, 2022
Instrument	2022031955

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2020
Property Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000008256
Instrument Date	Feb 18, 2020
Instrument	8256
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 4057 PASO ROBLES CA 934474057, PASO ROBLES, CA 93447-4057

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 20, 2020
Property Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000008255
Map Reference	MB 8 PG 16
Instrument Date	Jan 29, 2020
Instrument	2020008255
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4057, PASO ROBLES, CA 93447-4057

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 2, 2017
Property Address	4655 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000024138
Instrument Date	Apr 18, 2017
Instrument	24138
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4655 SILVER SADDLE LN HERITAGE RANCH CA 934464231, HERITAGE RANCH, CA 93446-4231

Mortgage

Document Number	24139
Date	Jun 2, 2017
Instrument	24139

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$504,073 (+2%) Land $191,017 Building $313,056
2025	$5,485.00 (+6.22%)	$494,190 (+4.04%) Land $187,272 Building $306,918
2023	$5,164.00 (+29.04%)	$475,000 Land $180,000 Building $295,000
2022	$4,002.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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