San Luis Obispo County property record for 4650 Silver Saddle Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,576 sqft · built 1985 |
| Lot Size | 0.163 acres (7,079 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $192,000 (Oct 2010) |
| Tax Bill | $2,715 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-282-025 |
| Primary APN | 012-282-025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,576 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Lot Area | 7,079 sqft (0.163 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 4650 SILVER SADDLE LN |
|---|---|
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-4231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 424 LT 25 |
| Legal Subdivision | BIG VALLEY ESTATES UNIT NO . 1 |
| Legal Tract | 424 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10017 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4650 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2010 · Amount on Record |
| Deed Sale | Oct 15, 2010 · Amount on Record |
| Prior Sale | Jul 29, 2010 · Amount on Record |
| Deed Document Number | 201051769 |
| Prior Transfer Date | Jan 11, 2007 |
| Prior Transfer Doc | 0000006471 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 4650 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2024 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 4650 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231 |
| Document Number | 0000011720 |
|---|---|
| Date | May 3, 2024 |
| Instrument | 2024011720 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | San Miguel Joint Union Elementary School District (KG - 08) |
| Secondary School District | Paso Robles Joint Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $250,891 (+2%) Land $78,402 Building $172,489 | |
| 2025 | $2,715.00 (+6.22%) Homeowner's exemption | $245,972 (+4.04%) Land $76,865 Building $169,107 |
| 2023 | $2,556.00 (-2.11%) Homeowner's exemption | $236,423 Land $73,881 Building $162,542 |
| 2022 | $2,611.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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