4699 Silver Saddle Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 4699 Silver Saddle Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,380 sqft · built 1977
Lot Size	0.144 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$515,000 (Oct 2024)
Tax Bill	$5,711 (2025)
Deeds & Mortgages	Jul 2023 Sale Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-282-018`

Property Details

APN / Parcel Number

Primary APN	`012-282-018`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,380 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Construction Type	Wood
Lot Area	6,300 sqft (0.144 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	4699 SILVER SADDLE LN
City	PASO ROBLES
State	CA
Zip	93446-4231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 424 LT 18
Legal Subdivision	BIG VALLEY ESTATES
Legal Tract	424
Legal Lot Number	18
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1018
Census Tract	10017

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Grant Deed, Transfer PLACER TITLE COMPANY
Apr 14, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 13, 2019	Quit Claim Deed, Transfer TITLE CONNECT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2024 · Amount on Record
Deed Sale	Oct 11, 2024 · Amount on Record
Prior Sale	Jul 13, 2023 · Amount on Record
Deed Document Number	2024028683
Record Updated	Jun 8, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 13, 2023
Property Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000019651
Map Reference	MB 8 PG 16
Instrument Date	Jul 7, 2023
Instrument	2023019651
Transaction Type	Transfer
Record Updated	Jul 24, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22146 PROSPECT ST, HAYWARD, CA 94541-2671

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231

Mortgage

Document Number	0000028006
Date	Apr 14, 2021
Instrument	2021028006

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024517
Date	May 20, 2020
Instrument	2020024517

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 13, 2019
Property Address	4699 SILVER SADDLE LN, PASO ROBLES, CA 93446-4231
Document Number	0000008696
Instrument Date	Feb 22, 2019
Instrument	8696
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	TITLE CONNECT LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4699 SILVER SADDLE LN PASO ROBLES CA 934464231, PASO ROBLES, CA 93446-4231

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	San Miguel Joint Union Elementary School District (KG - 08)
Secondary School District	Paso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,711.00 (+61.24%)	$515,000 (+56.43%) Land $270,000 Building $245,000
2023	$3,542.00 (-2.13%) Homeowner's exemption	$329,221 (+2%) Land $138,619 Building $190,602
2022	$3,619.00 Homeowner's exemption	$322,766 Land $135,901 Building $186,865

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERITAGE RANCH CSD serves 2,956 people · EPA ID CA4010012
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024 Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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