Hamilton County property record for 4654 Sable Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,876 sqft · built 1966 |
| Lot Size | 0.599 acres (26,095 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,000 (Aug 2013) |
| Tax Bill | $970 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129A F 011 |
| Primary APN | 129A F 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,876 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,095 sqft (0.599 acres) |
| Lot Dimensions | 260 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054469 |
|---|---|
| Street Address | 4654 SABLE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 105 PT 106 MURRAY HILLS SIXTH ADDN PB22 PG42 REV 39-326 REV 93-126 |
| Legal Subdivision | MURRAY HILLS 6TH ADD |
| Legal Lot Number | 105 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11411 |
4654 Sable Dr is owned and occupied by two individuals who bought it in August 2013.
Source: Hamilton County records, as of July 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4654 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Sep 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2013 · Amount on File |
| Deed Sale | Aug 13, 2013 · Amount on File |
| Prior Sale | Oct 5, 2005 · Amount on File |
| Deed Document Number | 2013144 |
| Deed Book / Page | 10033 / 692 |
| Prior Transfer Date | Aug 23, 2005 |
| Prior Transfer Doc | 0000000247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 23, 2026 |
| Property Address | 4654 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000113 |
| Book / Page | 14343 / 415 |
| Instrument Date | Jun 6, 2026 |
| Instrument | 2026113 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|---|
| Address | 4654 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000113, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 14343/415 |
| Instrument | 2026113 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4654 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000204 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 12646/550 |
| Instrument | 2021091000204 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 4654 Sable Dr was $970, up 1.1% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $970.00 (+1.15%) | $64,050 (+49.3%) | $256,200 (+49.3%) Land $45,000 Building $211,200 |
| 2024 | $959.00 | $42,900 (-) | $171,600 (-) Land $35,000 Building $136,600 |
| 2023 | $959.00 | $42,900 (-) | $171,600 (-) Land $35,000 Building $136,600 |
| 2022 | $959.00 | $42,900 | $171,600 Land $35,000 Building $136,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4654 Sable Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4654 Sable Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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