Hamilton County property record for 4650 Sable Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,724 sqft · built 1964 |
| Lot Size | 0.353 acres (15,390 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,082 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 129A F 012 |
| Primary APN | 129A F 012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,724 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,390 sqft (0.353 acres) |
| Lot Dimensions | 153 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054470 |
|---|---|
| Street Address | 4650 SABLE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 104 MURRAY HILLS SIXTH ADDN PB 22 PG 42 |
| Legal Subdivision | MURRAY HILLS 6TH ADD |
| Legal Lot Number | 104 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11411 |
4650 Sable Dr is owned and occupied by an individual who acquired it in June 2017.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4650 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 19, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 10, 2017 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 19, 2017 |
| Transfer Doc | 0000000281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4650 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4650 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000101 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 14110/375 |
| Instrument | 2025111800101 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 19, 2017 |
| Property Address | 4650 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000281 |
| Book / Page | 011078 / 000785 |
| Instrument Date | Jun 10, 2017 |
| Instrument | 281 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4650 SABLE DR CHATTANOOGA TN 374162217, CHATTANOOGA, TN 37416-2217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 4650 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000119 |
| Instrument Date | Jun 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4650 SABLE DR CHATTANOOGA TN 374162217, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000119 |
|---|---|
| Date | Jun 16, 2017 |
| Book Page | 011076/000862 |
| Instrument | 119 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 15, 2047 |
The 2025 property tax bill for 4650 Sable Dr was $1,082, up 15.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,082.00 (+15.6%) | $71,450 (+70.73%) | $285,800 (+70.73%) Land $45,000 Building $240,800 |
| 2024 | $936.00 | $41,850 (-) | $167,400 (-) Land $35,000 Building $132,400 |
| 2023 | $936.00 | $41,850 (-) | $167,400 (-) Land $35,000 Building $132,400 |
| 2022 | $936.00 | $41,850 | $167,400 Land $35,000 Building $132,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4650 Sable Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4650 Sable Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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