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4651 Sable Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4651 Sable Dr, Chattanooga, TN 37416

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,473 sqft · built 1970
Lot Size0.676 acres (29,466 sqft)
OwnerTrust Name on File
Last Sale$275,000 (Mar 2023)
Tax Bill$966 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN129A H 033

Property Details

APN / Parcel Number

Primary APN129A H 033
Alternative APN
  • 0000054566

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,473 sqft Living Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1972
Architectural StyleRanch
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area29,466 sqft (0.676 acres)
Lot Dimensions327 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000054566
Street Address4651 SABLE DR
CityCHATTANOOGA
StateTN
Zip37416-2218
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 99 MURRAY HILLS SIXTH ADDN PB22 PG42
Legal SubdivisionMURRAY HILLS 6TH ADD
Legal Lot Number99
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group3
Census Block3005
Census Tract11411

Owner

4651 Sable Dr is owner-occupied and held in a trust since March 2023.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 3, 2023Warranty Deed, Transfer · VA Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 2, 2021Warranty Deed, Transfer · FHA Mortgage
LOAN SIMPLE INC
Jun 18, 2020Warranty Deed, Transfer
ALLIANCE TITLE COMPANY, ALLIANCE TITLE AGENCY
Apr 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 3, 2023 · Amount on File
Deed SaleMar 3, 2023 · Amount on File
Prior SaleMar 2, 2021 · Amount on File
Deed Document Number2023030300086
Deed Book / Page13227 / 555
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 3, 2023
Property Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218
Document Number0000000086
Book / Page13227 / 555
Map ReferenceMB 22 PG 42
Instrument DateMar 1, 2023
Instrument2023030300086
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, BRIDGE CITY TTL EAST BRAINER

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,017.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218

Mortgage

Document Number0132270559
DateMar 3, 2023
Instrument13227-0559
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMar 2, 2021
Property Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218
Document Number0000000489
Book / Page12378 / 617
Map ReferenceMB 22 PG 42
Instrument DateFeb 17, 2021
Instrument2021030200489
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyUNKNOWN, ALLIANCE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$684.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218

Mortgage

Document Number0012378620
DateMar 2, 2021
Instrument12378/620
Lender
NameLOAN SIMPLE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 18, 2020
Property Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218
Document Number0618000227
Book / Page012041 / 000542
Instrument DateJun 11, 2020
Instrument200618000227
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE AGENCY

Transaction

AmountAmount on Record
Tax$268.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8052 STANDIFER GAP RD CHATTANOOGA TN 374211256, CHATTANOOGA, TN 37421-1256

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateApr 5, 2019
Property Address4651 SABLE DR, CHATTANOOGA, TN 37416-2218
Document Number0405000032
Book / Page011606 / 000307
Instrument DateFeb 9, 2018
Instrument190405000032
Transaction TypeTransfer
Record UpdatedApr 17, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address12157 W LINEBAUGH AVE #159 TAMPA FL 336261732, 159, TAMPA, FL 33626-1732

Tax Assessment & Valuation

The 2025 property tax bill for 4651 Sable Dr was $966, up 18.1% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$966.00 (+18.09%)$63,775 (+74.25%)$255,100 (+74.25%) Land $45,000 Building $210,100
2024$818.00$36,600 (-)$146,400 (-) Land $35,000 Building $111,400
2023$818.00$36,600 (-)$146,400 (-) Land $35,000 Building $111,400
2022$818.00$36,600$146,400 Land $35,000 Building $111,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4651 Sable Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4651 Sable Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber		100,000 / 100,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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