4646 Sable Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4646 Sable Dr, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,041 sqft · built 1965
Lot Size	0.37 acres (16,148 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Jun 2016)
Tax Bill	$942 (2025)
Flood Zone	Zone X (minimal risk)
APN	`129A F 013`

Property Details

APN / Parcel Number

Primary APN	`129A F 013`
Alternative APN	`0000054471`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,041 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,148 sqft (0.37 acres)
Lot Dimensions	153 ft deep x 105 ft wide

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0000054471
Street Address	4646 SABLE DR
City	CHATTANOOGA
State	TN
Zip	37416-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 103 MURRAY HILLS SIXTH ADDN PB22 PG42
Legal Subdivision	MURRAY HILLS 6TH ADD
Legal Lot Number	103
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	11411

Owner

4646 Sable Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Hamilton County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4646 SABLE DR, CHATTANOOGA, TN 37416-2217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on File
Deed Sale	Jun 20, 2016 · Amount on File
Prior Sale	Jan 14, 2016 · Amount on File
Deed Document Number	201659
Deed Book / Page	10773 / 347
Prior Transfer Date	May 16, 2016
Prior Transfer Doc	0000000219
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4646 Sable Dr was $942, down 6.8% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$942.00 (-6.82%)	$62,200 (+37.61%)	$248,800 (+37.61%) Land $45,000 Building $203,800
2024	$1,011.00	$45,200 (-)	$180,800 (-) Land $35,000 Building $145,800
2023	$1,011.00	$45,200 (-)	$180,800 (-) Land $35,000 Building $145,800
2022	$1,011.00	$45,200	$180,800 Land $35,000 Building $145,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4646 Sable Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4646 Sable Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 52% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20