Hamilton County property record for 4642 Sable Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,224 sqft · built 1964 |
| Lot Size | 0.329 acres (14,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,200 (Feb 2023) |
| Tax Bill | $1,242 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129A F 014 |
| Primary APN | 129A F 014 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,224 sqft Living Area |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 14,359 sqft (0.329 acres) |
| Lot Dimensions | 144 ft deep x 105 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000054472 |
|---|---|
| Street Address | 4642 SABLE DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 102 MURRAY HILLS SIXTH ADDN PB 22 PG 42 |
| Legal Subdivision | MURRAY HILLS 6TH ADD |
| Legal Lot Number | 102 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11411 |
4642 Sable Dr is owned and occupied by two individuals who bought it in February 2023.
Source: Hamilton County records, as of January 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4642 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TENNESSEE VALLEY FCU |
| Dec 6, 2022 | Warranty Deed, Transfer · Commercial Mortgage SYMPLYBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Dec 6, 2022 · Amount on File |
| Deed Document Number | 2023118 |
| Deed Book / Page | 13212 / 46 |
| Prior Transfer Date | Nov 22, 1996 |
| Prior Transfer Doc | 0000362696 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 15, 2023 |
| Property Address | 4642 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000118 |
| Book / Page | 13212 / 46 |
| Map Reference | MB 22 PG 42 |
| Instrument Date | Feb 13, 2023 |
| Instrument | 2023021500118 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $962.74 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4642 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0132120049 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 13212-0049 |
| Name | TENNESSEE VALLEY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.81% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 6, 2022 |
| Property Address | 4642 SABLE DR, CHATTANOOGA, TN 37416-2217 |
| Document Number | 0000000113 |
| Book / Page | 13159 / 457 |
| Map Reference | MB 22 PG 42 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022120600113 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $573.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 W MAIN ST, CHATTANOOGA, TN 37402-4600 |
| Investor | Possibly a Property Investor |
| Document Number | 0131590462 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 13159-0462 |
| Name | SYMPLYBANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 4642 Sable Dr was $1,242, up 11.5% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,242.00 (+11.49%) | $81,950 (+64.56%) | $327,800 (+64.56%) Land $45,000 Building $282,800 |
| 2024 | $1,114.00 | $49,800 (-) | $199,200 (-) Land $35,000 Building $164,200 |
| 2023 | $1,114.00 (+40.66%) | $49,800 (+40.68%) | $199,200 (+40.68%) Land $35,000 Building $164,200 |
| 2022 | $792.00 | $35,400 | $141,600 Land $35,000 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4642 Sable Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4642 Sable Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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