4653 E Comanche Dr, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 4653 E Comanche Dr, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,548 sqft · built 1997
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Trust Names on File
Last Sale	$181,000 (Sep 2013)
Tax Bill	$1,719 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`406-47-523`

Property Details

APN / Parcel Number

Primary APN	`406-47-523`
Alternative APNs	`4064752300` `406475230`

Interior

Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	1,548 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406475230
Street Address	4653 E COMANCHE DR
City	COTTONWOOD
State	AZ
Zip	86326-5905
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE VILLAGE #5 LOT 2366 673/687
Legal Range	03E
Legal Township	15
Legal Section	12
Legal Subdivision	VERDE VILLAGE
Legal Lot Number	2366
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	3
Census Block	3003
Census Tract	2003

Owner

4653 E Comanche Dr is owner-occupied and held in a trust since September 2013.

Source: Yavapai County records, as of September 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4653 E COMANCHE DR, COTTONWOOD, AZ 86326-5905
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Nov 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2013 · Amount on File
Deed Sale	Sep 4, 2013 · Amount on File
Prior Sale	Apr 26, 1994 · Amount on File
Deed Document Number	201350772
Deed Book / Page	4979 / 411
Prior Transfer Date	Mar 25, 1997
Prior Transfer Doc	0033810995
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	4653 E COMANCHE DR, COTTONWOOD, AZ 86326-5905
Transaction Type	Mortgage
Record Updated	Jul 21, 2021
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4653 E COMANCHE DR, COTTONWOOD, AZ 86326-5905

Mortgage

Document Number	20210047961
Date	Jul 2, 2021
Instrument	2021-0047961

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Nov 2, 2017
Property Address	4653 E COMANCHE DR, COTTONWOOD, AZ 86326-5905
Document Number	0000057108
Instrument Date	Oct 27, 2017
Instrument	57108
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4653 E COMANCHE DR COTTONWOOD AZ 863265905, COTTONWOOD, AZ 86326-5905

Tax Assessment & Valuation

The 2025 property tax bill for 4653 E Comanche Dr was $1,719, up 4.5% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$32,285 (-0.4%)	$322,852 (-0.4%) Land $36,410 Building $286,442
2026		$32,414 (+2.75%)	$324,135 (+2.75%) Land $38,278 Building $285,857
2025	$1,719.00 (+4.5%)	$31,545 Land $3,865 Building $27,680	$315,459 Land $38,654 Building $276,805
2024	$1,645.00
2022	$1,554.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4653 E Comanche Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	3 (2004–2021)
Most Recent Claim	Jul 2021 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Feb 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4653 E Comanche Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 48% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER VV2 public/private · serves 2,891 people · EPA ID AZ0413104
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CORDES LAKES WATER COMPANY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Thallium resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
Verde Valley Internet Fixed Wireless	100 / 25

May also be available: Sparklight.

Cell Coverage

5G (outdoors only) and 4G LTE

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