Clermont County property record for 4651 Summerside Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,869 sqft · built 1962 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $51,500 (Dec 1989) |
| Tax Bill | $3,035 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-31C-001 |
| Primary APN | 41-42-31C-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,869 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 10,106 sqft (0.232 acres) |
| View / Lot | Cul-de-sac |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 364 sqft |
| Patio Area | 110 sqft |
| Shed | 1 Shed |
| Shed Area | 136 sqft |
| Utility Building | 49 sqft |
| Heating System | Oil |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4651 SUMMERSIDE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNELL HGTS BLK 3 PT 1; LOT 1 |
| Legal Subdivision | FERNELL HGTS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4651 SUMMERSIDE RD, CINCINNATI, OH 45244-1437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1989 · Amount on Record |
| Deed Sale | Dec 1, 1989 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4651 SUMMERSIDE RD, CINCINNATI, OH 45244-1437 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000027007 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 2891/4213 |
| Instrument | 202100027007 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2031 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,035.00 (-56.69%) | $70,460 (-) Land $15,820 Building $54,640 | |
| 2024 | $201,300 (-) Land $45,200 Building $156,100 | ||
| 2023 | $7,007.00 (+140.29%) Homeowner's exemption | $70,460 (+40.78%) Land $15,820 Building $54,640 | $201,300 (+40.77%) Land $45,200 Building $156,100 |
| 2022 | $2,916.00 Homeowner's exemption | $50,050 Land $11,200 Building $38,850 | |
| 2020 | $143,000 Land $32,000 Building $111,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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