4645 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4645 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,050 sqft · built 1960
Lot Size	0.378 acres (16,466 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Feb 2020)
Tax Bill	$2,981 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-082`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-082`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	16,466 sqft (0.378 acres)
View / Lot	Cul-de-sac
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4645 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 82
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	82
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41405

Owner

Source: Clermont County records · APN 41-42-31A-082

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4645 SUMMERSIDE RD, CINCINNATI, OH 45244-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2020 · Amount on Record
Deed Sale	Feb 24, 2020 · Amount on Record
Deed Document Number	20204544
Deed Book / Page	2831 / 1637
Record Updated	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 24, 2020
Property Address	4645 SUMMERSIDE RD, CINCINNATI, OH 45244-1437
Document Number	0000004544
Book / Page	2831 / 1637
Map Reference	MB L PG 22
Instrument Date	Feb 14, 2020
Instrument	202000004544
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4645 SUMMERSIDE RD, CINCINNATI, OH 45244-1437

Mortgage

Document Number	0000004545
Date	Feb 24, 2020
Instrument	202000004545

Lender

Name	SIBCY CLINE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,981.00 (-49.39%)	$59,220 (-) Land $15,820 Building $43,400
2024			$169,200 (-) Land $45,200 Building $124,000
2023	$5,890.00 (+138.27%) Homeowner's exemption	$59,220 (+39.6%) Land $15,820 Building $43,400	$169,200 (+39.6%) Land $45,200 Building $124,000
2022	$2,472.00 Homeowner's exemption	$42,420 Land $11,200 Building $31,220
2020			$121,200 Land $32,000 Building $89,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 6, 2010 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 224 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.