Clermont County property record for 4661 Summerside Rd, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,110 sqft · built 1964 |
| Lot Size | 0.242 acres (10,542 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $214,900 (Nov 2023) |
| Tax Bill | $2,623 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jun 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-31F-058 |
| Primary APN | 41-42-31F-058 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,110 sqft Living Area |
| 1st Floor Area | 1,110 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 10,542 sqft (0.242 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 192 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Canopy | 192 sqft |
| Lean-To | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4661 SUMMERSIDE RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-1345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNELL HGTS BLK 3 PT 4; LOT 58 |
| Legal Subdivision | FERNELL HGTS |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 41405 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4661 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Warranty Deed, Transfer · VA Mortgage BANK OF ENGLAND |
| Jun 18, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Dec 2, 2019 | Quit Claim Deed, Transfer ACF CAPITAL LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Dec 28, 2011 · Amount on Record |
| Deed Document Number | 202321707 |
| Deed Book / Page | 2957 / 29 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Nov 21, 2023 |
| Property Address | 4661 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Document Number | 0000021707 |
| Book / Page | 2957 / 29 |
| Map Reference | MB N PG 17 |
| Instrument Date | Nov 17, 2023 |
| Instrument | 202300021707 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4661 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Document Number | 0000021708 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 202300021708 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Number | 0000021709 |
|---|---|
| Date | Nov 21, 2023 |
| Book Page | 2957/46 |
| Instrument | 202300021709 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 4661 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Document Number | 0000015768 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4661 SUMMERSIDE RD CINCINNATI OH 452441345, CINCINNATI, OH 45244-1345 |
| Document Number | 0000015768 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 002842/004309 |
| Instrument | 15768 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 23, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Dec 2, 2019 |
| Property Address | 4661 SUMMERSIDE RD, CINCINNATI, OH 45244-1345 |
| Document Number | 0000027526 |
| Book / Page | 002824 / 005033 |
| Instrument Date | Sep 30, 2019 |
| Instrument | 27526 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4661 SUMMERSIDE RD CINCINNATI OH 452441345, CINCINNATI, OH 45244-1345 |
| Document Number | 27527 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 002824/005035 |
| Instrument | 27527 |
| Name | ACF CAPITAL LTD |
|---|---|
| Address | 42 EDINBURGH PL, NORTH BEND, OH 45052-9784 |
| Amount | Amount Recorded |
|---|
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,623.00 (-49.39%) | $52,120 (-) Land $15,820 Building $36,300 | |
| 2024 | $148,900 (-) Land $45,200 Building $103,700 | ||
| 2023 | $5,183.00 (+154.19%) Homeowner's exemption | $52,120 (+48.91%) Land $15,820 Building $36,300 | $148,900 (+48.9%) Land $45,200 Building $103,700 |
| 2022 | $2,039.00 Homeowner's exemption | $35,000 Land $11,200 Building $23,800 | |
| 2020 | $100,000 Land $32,000 Building $68,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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