4654 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4654 Summerside Rd, Cincinnati, OH 45244 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	1,849 sqft Living Area
Lot Size	42,689 sqft (0.98 acres)
Occupancy	Owner Occupied
Last Sale	$212,000 (2006)
Tax Bill	$4,401.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`41-31-05G-309`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Building Area	1,849 sqft Living Area
1st Floor	900 sqft 1st Floor
Basement Area	49 sqft Basement
Unfinished Basement	49 sqft Unfinished
Family Room	Family Room
Stories	2 Stories

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Lot Area	42,689 sqft (0.98 acres)
Parking Spaces	2 Parking Spaces
Garage Area	504 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	100 sqft Shed
Deck Area	552 sqft Deck
Patio Area	552 sqft Patio
Porch Area	85 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	4654 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1438
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	MATHEWS MILITARY SURVEY #1138
Jurisdiction	CLERMONT OH
Minor Civil Division	UNION
Census Blockgroup	2
Census Block	2000
Census Tract	41405

Owner

Source: Clermont County records · APN 41-31-05G-309

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4654 SUMMERSIDE RD, CINCINNATI, OH 45244-1438
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2006 · Amount on Record
Deed Sale	Jan 31, 2006 · Amount on Record
Prior Sale	Oct 16, 2001 · Amount on Record
Deed Doc Number	20063380
Deed Book / Page	1951 / 1649
Record Refreshed	Jun 08, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4654 SUMMERSIDE RD, CINCINNATI, OH 45244-1438
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4654 SUMMERSIDE RD, CINCINNATI, OH 45244-1438

Mortgage

Document Number	0000025311
Date	Aug 04, 2021
Book Page	2890/528
Instrument	202100025311

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	273 Months
Due	May 01, 2044

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,401.00 (-49.39%)	$87,440 (-) Land $21,530 Building $65,910
2024			$249,800 (-) Land $61,500 Building $188,300
2023	$8,696.00 (+127.64%) Homeowner's exemption	$87,440 (+33.37%) Land $21,530 Building $65,910	$249,800 (+33.37%) Land $61,500 Building $188,300
2022	$3,820.00 Homeowner's exemption	$65,560 Land $16,100 Building $49,460
2020			$187,300 Land $46,000 Building $141,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.