4637 Summerside Rd, Cincinnati, OH 45244 Property Records

Clermont County property record for 4637 Summerside Rd, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 1958
Lot Size	0.241 acres (10,498 sqft)
Owner	Company Name on Record
Last Sale	$184,700 (Apr 2022)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Dec 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`41-42-31A-074`

Property Details

APN / Parcel Number

Primary APN	`41-42-31A-074`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	10,498 sqft (0.241 acres)
View / Lot	Cul-de-sac
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Patio Area	80 sqft
Shed	1 Shed
Shed Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4637 SUMMERSIDE RD
City	CINCINNATI
State	OH
Zip	45244-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FERNELL HEIGHTS 1; LOT 74
Legal Subdivision	FERNELL HEIGHTS
Legal Lot Number	74
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1004
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 6, 2022	Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Apr 25, 2022	Limited Warranty Deed, Transfer
Dec 9, 2021	Warranty Deed, Transfer
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 8, 2018	Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Feb 2, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 16, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on Record
Deed Sale	Apr 25, 2022 · Amount on Record
Prior Sale	Dec 9, 2021 · Amount on Record
Deed Document Number	202211350
Deed Book / Page	2917 / 5661
Prior Transfer Date	May 5, 2017
Prior Transfer Doc	0000010768
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	NOT AVAILABLE, ATI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436

Mortgage

Document Number	0000007587
Date	Mar 10, 2021
Book Page	2872/1732
Instrument	202100007587

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	OS NATIONAL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000029537
Date	Dec 6, 2022
Book Page	2934/5013
Instrument	202200029537

Lender

Name	MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS
Type	Mortgage Company
Address	NEW YORK, NY 10036

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	43 Months
Due	Jul 9, 2026

April 2022: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Apr 25, 2022
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000011350
Book / Page	2917 / 5661
Map Reference	MB L PG 22
Instrument Date	Apr 15, 2022
Instrument	202200011350
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 9, 2021
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000040012
Book / Page	2904 / 4648
Map Reference	MB L PG 22
Instrument Date	Dec 8, 2021
Instrument	202100040012
Transaction Type	Transfer
Record Updated	Apr 29, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD, SCOTTSDALE, AZ 85251-3343
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AGILITY CLOSING & TTL SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037409
Date	Dec 30, 2020
Book Page	2864/2559
Instrument	202000037409

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CLERMONT OH
Recording Date	May 8, 2018
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000010110
Book / Page	2768 / 2408
Map Reference	PB L PG 22
Instrument Date	May 3, 2018
Instrument	201800010110
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436

Mortgage

Document Number	0000010111
Date	May 8, 2018
Instrument	201800010111

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLERMONT OH
Recording Date	Feb 2, 2018
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000002462
Book / Page	002752 / 002373
Instrument Date	Jan 18, 2018
Instrument	2462
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2140 S DUPONT HWY CAMDEN DE 199341249, CAMDEN, DE 19934-1249

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CLERMONT OH
Recording Date	May 16, 2017
Property Address	4637 SUMMERSIDE RD, CINCINNATI, OH 45244-1436
Document Number	0000010768
Book / Page	002705 / 001141
Instrument Date	May 5, 2017
Instrument	10768
Transaction Type	Foreclosure
Record Updated	Jun 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$253.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,939.00 (-48.2%)	$57,050 (-) Land $15,820 Building $41,230
2024			$163,000 (-) Land $45,200 Building $117,800
2023	$5,674.00 (+135.63%)	$57,050 (+41.11%) Land $15,820 Building $41,230	$163,000 (+41.13%) Land $45,200 Building $117,800
2022	$2,408.00	$40,430 Land $11,200 Building $29,230
2020			$115,500 Land $32,000 Building $83,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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