465 Laurel St, Elgin, IL 60120 Property Records

Kane County property record for 465 Laurel St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	1,258 sqft Living Area
Lot Size	3,920 sqft (0.9 acres)
Occupancy	Owner Occupied
Last Sale	$270,000 (2019)
Tax Bill	$4,817.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-451-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,258 sqft Living Area
Gross Area	1,999 sqft Gross Area
Basement Area	741 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame Construction
Foundation Type	No Foundation Foundation
Lot Area	3,920 sqft (0.9 acres)
Depth X Width	80 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	None Cooling
Water Source	Commercial Water Source

Location & Zoning

Street Address	465 LAUREL ST
City	ELGIN
State	IL
Zip	60120-6781
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOME ADDN EAST 3/4 LOT 3 BLOCK 1
Legal Subdivision	HOME ADDN
Legal Block	1
Legal Lot Number	3
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2007
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-451-004

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	465 LAUREL ST, ELGIN, IL 60120-6781
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2019 · Amount on Record
Deed Sale	Mar 27, 2019 · Amount on Record
Prior Sale	Dec 15, 2015
Deed Doc Number	201911769
Prior Transfer Date	May 10, 2008
Prior Transfer Doc	0000045667
Record Refreshed	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 27, 2019
Property Address	465 LAUREL ST, ELGIN, IL 60120-6781
Document Number	0000011769
Instrument Date	Mar 15, 2019
Instrument	2019K011769
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	570 ALGONA AVE, ELGIN, IL 60120-3944

Mortgage

Document Number	0000011770
Date	Mar 27, 2019
Instrument	2019K011770

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2049

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,817.00 (+15.79%) Homeowner's exemption
2024		$65,534 (+21.39%) Land $10,487 Building $55,047	$196,681 (+21.44%) Land $31,474 Building $165,207
2022	$4,160.00 (+4.87%) Homeowner's exemption	$53,985 (+6.96%) Land $8,639 Building $45,346	$161,955 (+6.96%) Land $25,917 Building $136,038
2021	$3,967.00 Homeowner's exemption	$50,472 Land $8,077 Building $42,395	$151,416 Land $24,231 Building $127,185