Kane County property record for 464 Laurel St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 2,447 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,000 (2020) |
| Tax Bill | $6,973.00 (2025) |
Source: Kane County records · APN 06-13-403-009
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 464 LAUREL ST, ELGIN, IL 60120-6625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 22, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DOVENMUEHLE MORTGAGE INC |
| Jun 10, 2020 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROYAL PACIFIC FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 2020 · Amount on Record |
| Deed Sale | Jun 10, 2020 · Amount on Record |
| Prior Sale | Apr 17, 2014 · Amount on Record |
| Deed Doc Number | 202029965 |
| Prior Transfer Date | Apr 15, 2014 |
| Prior Transfer Doc | 0000019670 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 464 LAUREL ST, ELGIN, IL 60120-6625 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000080064 |
|---|---|
| Date | Oct 22, 2021 |
| Instrument | 2021K080064 |
| Name | DOVENMUEHLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75201 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Jun 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 10, 2020 |
| Property Address | 464 LAUREL ST, ELGIN, IL 60120-6625 |
| Document Number | 0000029965 |
| Instrument Date | May 19, 2020 |
| Instrument | 2020K029965 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2022 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 464 LAUREL ST, 464, ELGIN, IL 60120-6625 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 464 LAUREL ST, ELGIN, IL 60120-6625 |
| Document Number | 0000029966 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 2020K029966 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,973.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $91,564 (+21.39%) Land $13,859 Building $77,705 | $274,802 (+21.44%) Land $41,594 Building $233,208 | |
| 2022 | $6,020.00 (+4.59%) Homeowner's exemption | $75,428 (+6.96%) Land $11,417 Building $64,011 | $226,284 (+6.96%) Land $34,251 Building $192,033 |
| 2021 | $5,756.00 Homeowner's exemption | $70,520 Land $10,674 Building $59,846 | $211,560 Land $32,022 Building $179,538 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-13-403-009 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,447 sqft Living Area |
| Gross Area | 3,709 sqft Gross Area |
| Basement Area | 1,262 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 116 ft x 62 ft Depth x Width |
| Cooling System | None Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 464 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALDRON HEIRS SUB OF PART OF LOT 4 JAMES H & FULTON GIFFORDS ADDN WEST 62 FT OF LOT 8 |
| Legal Subdivision | JAMES H&FULTON GIFFORDS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4,8 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 851301 |
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