Kane County property record for 459 Laurel St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,984 sqft · built 1875 |
| Lot Size | 0.91 acres (3,960 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jun 1997) |
| Tax Bill | $4,213 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-451-003 |
| Primary APN | 06-13-451-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,984 sqft Living Area |
| Gross Area | 3,088 sqft |
| Basement Area | 1,104 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Construction Type | Frame |
| Lot Area | 3,960 sqft (0.91 acres) |
| Street Address | 459 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6766 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME ADDN WEST 1/4 OF LOT 3 & EAST 1/2 OF LOT 2 BLOCK 1 |
| Legal Subdivision | HOME ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3,2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Elgin Historic District listed 1983 · 327 contributing resources · NRIS 83000318 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 459 LAUREL ST, ELGIN, IL 60120-6766 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 1997 · Amount on Record |
| Deed Sale | Jun 6, 1997 · Amount on Record |
| Deed Document Number | 199736632 |
| Last Transfer Date | Mar 12, 2003 |
| Transfer Doc | 0000052468 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 459 LAUREL ST, ELGIN, IL 60120-6766 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000013465 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 2021K013465 |
| Name | ONE REPUBLIC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | ARLINGTON HEIGHTS, IL 60004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate | 3.25% |
|---|
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,213.00 (+25.35%) Homeowner's exemption Senior Citizen's exemption | $73,360 (+8.57%) Land $11,386 Building $61,974 | $220,168 (+8.57%) Land $34,172 Building $185,996 |
| 2024 | $67,569 (+35.77%) Land $10,487 Building $57,082 | $202,788 (+35.82%) Land $31,474 Building $171,315 | |
| 2022 | $3,361.00 (+6.06%) Homeowner's exemption | $49,767 (+6.96%) Land $8,639 Building $41,128 | $149,301 (+6.96%) Land $25,917 Building $123,384 |
| 2021 | $3,169.00 Homeowner's exemption | $46,529 Land $8,077 Building $38,452 | $139,587 Land $24,231 Building $115,356 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, Fox Valley Internet, T-Mobile.
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