Kane County property record for 475 Laurel St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,352 sqft · built 1900 |
| Lot Size | 0.121 acres (5,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Sep 2025) |
| Tax Bill | $6,464 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-13-451-006 |
| Primary APN | 06-13-451-006 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 3,528 sqft |
| Basement Area | 1,176 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Lot Area | 5,280 sqft (0.121 acres) |
| Lot Dimensions | 80 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 475 LAUREL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-6688 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOME ADDN LOT 5 BLOCK 1 |
| Legal Subdivision | HOME ADDN |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 851301 |
Source: Kane County records · APN 06-13-451-006
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15117 DANBY, VILLA PARK, IL 60181 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NEXERA HOLDING LLC |
| Jan 22, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage LIMA ONE CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on Record |
| Deed Sale | Sep 11, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2010 · Amount on Record |
| Prior Transfer Date | Dec 31, 2018 |
| Prior Transfer Doc | 0000002744 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 475 LAUREL ST, ELGIN, IL 60120-6688 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000051489 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 2022K051489 |
| Name | NEXERA HOLDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | EMERYVILLE, CA 94608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate | 8.75% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jan 22, 2019 |
| Property Address | 475 LAUREL ST, ELGIN, IL 60120-6688 |
| Document Number | 0000002744 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 2744 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | PLYMOUTH TITLE GUARANTY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8718 N DLCOTT AVE NILES IL 60714, NILES, IL 60714 |
| Document Number | 2745 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2745 |
| Name | LIMA ONE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | GREENVILLE, SC 29601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 21, 2049 |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,464.00 (+25.51%) | ||
| 2024 | $78,048 (+31.39%) Land $12,722 Building $65,326 | $234,238 (+31.44%) Land $38,181 Building $196,056 | |
| 2022 | $5,150.00 (+3.96%) | $59,401 (+6.96%) Land $10,480 Building $48,921 | $178,203 (+6.96%) Land $31,440 Building $146,763 |
| 2021 | $4,954.00 | $55,536 Land $9,798 Building $45,738 | $166,608 Land $29,394 Building $137,214 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures