470 Laurel St, Elgin, IL 60120 Property Records

Kane County property record for 470 Laurel St, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1920
Square Footage	1,025 sqft Living Area
Lot Size	3,485 sqft (0.8 acres)
Occupancy	Owner Occupied
Last Sale	$150,000 (2020)
Tax Bill	$4,096.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-13-403-027`
Alternative APN	`0613403024`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,025 sqft Living Area
Gross Area	2,050 sqft Gross Area
1st Floor	1,025 sqft 1st Floor
Basement Area	1,025 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Lot Area	3,485 sqft (0.8 acres)
Depth X Width	116 ft x 31 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	470 LAUREL ST
City	ELGIN
State	IL
Zip	60120-6625
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WALDRON HEIRS SUB PT OF LOT 7 LYING ELY DESC IN DOC 2002K076008
Legal Subdivision	WALDRON HEIRS SUB
Legal Block	2
Legal Lot Number	7
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2000
Census Tract	851301

Owner

Source: Kane County records · APN 06-13-403-027

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	470 LAUREL ST, ELGIN, IL 60120-6625
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Nov 12, 2013 · Amount on Record
Deed Doc Number	202012433
Prior Transfer Date	Oct 15, 2013
Prior Transfer Doc	0000079853
Record Refreshed	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 10, 2020
Property Address	470 LAUREL ST, ELGIN, IL 60120-6625
Document Number	0000012433
Instrument Date	Feb 27, 2020
Instrument	2020K012433
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	470 LAUREL ST, 470, ELGIN, IL 60120-6625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	470 LAUREL ST, ELGIN, IL 60120-6625

Mortgage

Document Number	0000012434
Date	Mar 10, 2020
Instrument	2020K012434

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+15.77%) Homeowner's exemption
2024		$56,825 (+21.39%) Land $7,963 Building $48,862	$170,543 (+21.44%) Land $23,899 Building $146,645
2022	$3,538.00 (+5.02%) Homeowner's exemption	$46,811 (+6.96%) Land $6,560 Building $40,251	$140,433 (+6.96%) Land $19,680 Building $120,753
2021	$3,369.00 Homeowner's exemption	$43,765 Land $6,133 Building $37,632	$131,295 Land $18,399 Building $112,896