465 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 465 Flatwater Dr, Bluffton, SC 29910 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,187 sqft · built 2019
Lot Size	0.308 acres (13,460 sqft)
Owner	Individual Name on File
Last Sale	$1,390,000 (Jul 2022)
Tax Bill	$8,682 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`242008407`

Property Details

APN / Parcel Number

Primary APN	`242008407`
Alternative APN	`R614 029 000 2161 0000`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,187 sqft Living Area

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,460 sqft (0.308 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	242008407
Street Address	465 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7709 HAMPTON LAKE PH 7 PB149 PG50
Legal Subdivision	HAMPTON LAKE
Legal Phase	7
Legal Lot Number	7709
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records · APN 242008407

Assessment roll updated September 13, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 01, 2021	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 01, 2022	Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Dec 02, 2021	Warranty Deed, Transfer
May 18, 2021	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Apr 15, 2020	Deed of Trust, Mortgage · Line of Credit TD BK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2022 · Amount on Record
Deed Sale	Jul 01, 2022 · Amount on Record
Prior Sale	Dec 02, 2021 · Amount on Record
Deed Document Number	2022038122
Deed Book / Page	4160 / 2420
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction Type	Mortgage
Record Updated	Apr 04, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076221
Date	Nov 01, 2021
Book Page	4078/132
Instrument	2021076221

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jul 01, 2022
Property Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000038122
Book / Page	4160 / 2420
Map Reference	MB 149 PG 50
Instrument Date	Jun 27, 2022
Instrument	2022038122
Transaction Type	Transfer
Record Updated	Apr 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,614.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000038123
Date	Jul 01, 2022
Instrument	2022038123

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jul 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Dec 02, 2021
Property Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000083202
Book / Page	4089 / 2774
Map Reference	MB 149 PG 50
Instrument Date	Nov 02, 2021
Instrument	2021083202
Transaction Type	Transfer
Record Updated	Apr 04, 2023

Transaction

Amount	Amount Recorded
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 18, 2021
Property Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000036705
Book / Page	4013 / 1792
Map Reference	MB 149 PG 50
Instrument Date	May 03, 2021
Instrument	2021036705
Transaction Type	Transfer
Record Updated	Apr 04, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000036706
Date	May 18, 2021
Instrument	2021036706

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	465 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000020565
Instrument Date	Apr 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 FLATWATER DR BLUFFTON SC 299109365, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000020565
Date	Apr 21, 2020
Book Page	003856/002594
Instrument	20565

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Beaufort County records · Assessment roll updated September 13, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,682.00 (-0.07%)	$53,350 (+%)
2024	$8,688.00 (+0.63%)	$53,348 (-) Land $8,600 Building $44,748	$1,333,700 (-) Land $215,000 Building $1,118,700
2023	$8,634.00 (+31.82%)	$53,348 (+40.4%) Land $8,600 Building $44,748	$1,333,700 (+40.4%) Land $215,000 Building $1,118,700
2022	$6,550.00	$37,996 Land $5,000 Building $32,996	$949,900 Land $125,000 Building $824,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Beaufort County (45013C), updated March 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450130021032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 407 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 2% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 156 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Cable One	DSL	30 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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