453 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 453 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 2,254 sqft · built 2021
Lot Size	0.293 acres (12,763 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Jun 2026)
Tax Bill	$4,213 (2025)
Deeds & Mortgages	Mar 2021 Construction Loan Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`242009679`

Property Details

APN / Parcel Number

Primary APN	`242009679`
Alternative APN	`R614 029 000 2279 0000`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,254 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,763 sqft (0.293 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	453 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8002 HAMPTON LAKE PH 8A PB152 P50
Legal Subdivision	HAMPTON LAKE
Legal Phase	8A
Legal Lot Number	8002
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	453 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage WELLSFARGOBANKNA
Oct 19, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	202625008
Deed Book / Page	4545 / 2948
Prior Transfer Date	Apr 3, 2025
Prior Transfer Doc	0000016101
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	453 FLATWATER DR, BLUFFTON, SC 29910-9365
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 INSPIRATION AVE 6309, 6309, BLUFFTON, SC 29910-6349

Mortgage

Document Number	0000020471
Date	Mar 22, 2021
Book Page	3987/1742
Instrument	2021020471

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 5, 2026
Property Address	453 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000025008
Book / Page	4545 / 2948
Instrument Date	May 21, 2026
Instrument	202625008
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$349,409.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	453 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000025009,
Date	Jun 5, 2026
Book Page	4545/2951
Instrument	202625009

Lender

Name	WELLSFARGOBANKNA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Oct 19, 2020
Property Address	453 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000059842
Book / Page	003923 / 000127
Instrument Date	Oct 16, 2020
Instrument	59842
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$518.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 FLATWATER DR BLUFFTON SC 299109365, BLUFFTON, SC 29910-9365

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,213.00 (-0.07%)	$25,350 (-3.54%)
2024	$4,216.00	$26,280 (-) Land $6,000 Building $20,280	$657,000 (-) Land $150,000 Building $507,000
2023	$4,216.00 (+8.38%)	$26,280 (+19.22%) Land $6,000 Building $20,280	$657,000 (+19.22%) Land $150,000 Building $507,000
2022	$3,890.00 Homeowner's exemption	$22,044 Land $5,600 Building $16,444	$551,100 Land $140,000 Building $411,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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