472 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 472 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	6 ba · 3,056 sqft · built 2019
Lot Size	0.41 acres (17,903 sqft)
Owner	Individual Name on Record
Last Sale	$744,900 (Mar 2020)
Tax Bill	$5,620 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`242008412`

Property Details

APN / Parcel Number

Primary APN	`242008412`
Alternative APN	`R614 029 000 2166 0000`

Interior

Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,056 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,903 sqft (0.41 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242008412
Street Address	472 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7714 HAMPTON LAKE PH 7 PB149 PG50
Legal Subdivision	HAMPTON LAKE
Legal Phase	7
Legal Lot Number	7714
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	472 FLATWATER DR, BLUFFTON, SC 29910-9365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2020 · Amount on Record
Deed Sale	Mar 12, 2020 · Amount on Record
Prior Sale	Nov 2, 2018 · Amount on Record
Deed Document Number	2020013786
Deed Book / Page	3845 / 1301
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Mar 12, 2020
Property Address	472 FLATWATER DR, BLUFFTON, SC 29910-9365
Document Number	0000013786
Book / Page	3845 / 1301
Map Reference	MB 149 PG 50
Instrument Date	Mar 5, 2020
Instrument	2020013786
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,937.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 FLATWATER DR, BLUFFTON, SC 29910-9365

Mortgage

Document Number	0000013787
Date	Mar 12, 2020
Instrument	2020013787

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Mortgage

Document Number	0000013788
Date	Mar 12, 2020
Book Page	3845/1320
Instrument	2020013788

Lender

Name	COGENT BANK
Type	Bank
Address	HILTON HEAD ISLAND, SC 29928

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 11, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,620.00 (-0.07%)	$34,270 (-9.33%)
2024	$5,624.00	$37,796 (-) Land $14,000 Building $23,796	$944,900 (-) Land $350,000 Building $594,900
2023	$5,624.00 (+8.51%)	$37,796 (+26.85%) Land $14,000 Building $23,796	$944,900 (+26.85%) Land $350,000 Building $594,900
2022	$5,183.00 Homeowner's exemption	$29,796 Land $8,000 Building $21,796	$744,900 Land $200,000 Building $544,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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