465 Daniel Circle Dr, Mills River, NC 28759 Property Records

Henderson County property record for 465 Daniel Circle Dr, Mills River, NC 28759

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,772 sqft · built 2021
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Mar 2026)
Tax Bill	$5,972 (2025)
Deeds & Mortgages	Mar 2026 Sale & Line of Credit Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9630290942`

Property Details

APN / Parcel Number

Primary APN	`9630290942`
Alternative APN	`10007388`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,772 sqft Heated Area
1st Floor Area	3,772 sqft
Basement Area	2,500 sqft
Unfinished Basement	2,500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	484 sqft
Deck Area	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	10007388
Street Address	465 DANIEL CIRCLE DR
City	MILLS RIVER
State	NC
Zip	28759-0115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10007388~M
Legal Description	MILLS RIVER CROSSING SOUTH LO60 PL2021-13351
Legal Subdivision	MILLS RIVER CROSSING SOUTH
Legal Block	29
Legal Lot Number	942
Jurisdiction	HENDERSON NC
Township / Civil Division	MILLS RIVER
Census Block Group	2
Census Block	2028
Census Tract	930702

Owner

465 Daniel Circle Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	465 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Mar 22, 2024 · Amount on File
Deed Document Number	20261046672
Deed Book / Page	4416 / 57
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Mar 27, 2026
Property Address	465 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
Document Number	0044160057
Book / Page	4416 / 57
Map Reference	SL 13351
Instrument Date	Mar 26, 2026
Instrument	1001046672
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 MAVRICK DR, MILLS RIVER, NC 28759-0129

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115

Mortgage

Document Number	1001046673
Date	Mar 27, 2026
Instrument	1001046673

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	465 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5705 GREY WIND CT, OAK RIDGE, NC 27310-9540

Mortgage

Document Number	0041460500
Date	Mar 22, 2024
Book Page	4146/500
Instrument	1001011990

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 465 Daniel Circle Dr was $5,972.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Mills River Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,385,800 (-) Land $200,000 Building $1,185,800
2025	$5,972.00	$1,385,800 Land $200,000 Building $1,185,800
2023		$1,434,900 Land $200,000 Building $1,234,900	$1,385,800 Land $200,000 Building $1,185,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 465 Daniel Circle Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 465 Daniel Circle Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Optimum.

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