438 Daniel Circle Dr, Mills River, NC 28759 Property Records

Henderson County property record for 438 Daniel Circle Dr, Mills River, NC 28759

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,187 sqft · built 2022
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$1,385,000 (Mar 2023)
Tax Bill$5,609 (2025)
Deeds & MortgagesJan 2024 Line of Credit
Mar 2023 Sale
Flood ZoneZone X (minimal risk)
APN9630292757

Property Details

APN / Parcel Number

Primary APN9630292757
Alternative APN
  • 10007406

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area4,187 sqft Heated Area
1st Floor Area4,187 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Exterior MaterialWood Siding
Foundation TypeNo Foundation
Lot Area30,056 sqft (0.69 acres)
Garage Area992 sqft
Parking Spaces4 Parking Spaces
PorchPatio
Porch Area1,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number10007406
Street Address438 DANIEL CIRCLE DR
CityMILLS RIVER
StateNC
Zip28759-0115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code10007406~M
Legal DescriptionMILLS RIVER CROSSING SOUTH LO78 PL2021-13351
Legal SubdivisionMILLS RIVER CROSSING SOUTH
Legal Block29
Legal Lot Number2757
JurisdictionHENDERSON NC
Township / Civil DivisionMILLS RIVER
Census Block Group2
Census Block2028
Census Tract930702

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address438 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2024Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Mar 15, 2023Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 15, 2023 · Amount on Record
Deed SaleMar 15, 2023 · Amount on Record
Deed Document Number2023994865
Deed Book / Page4022 / 583
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address438 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
Transaction TypeMortgage
Record UpdatedJan 30, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115

Mortgage

Document Number0041250141
DateJan 10, 2024
Book Page4125/141
Instrument1001008953
Lender
NameTRUIST BANK
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 9, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHENDERSON NC
Recording DateMar 15, 2023
Property Address438 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115
Document Number0040220583
Book / Page4022 / 583
Map ReferenceSL 13351
Instrument DateNov 30, 2022
Instrument1000994865
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 19, 2023

Transaction

AmountAmount Recorded
Tax$2,770.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 DOGWOOD RD, CANDLER, NC 28715-8433

Transferred To (Grantee/Buyer)

NameVerified Name
Address438 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
MunicipalityMills River Town
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,301,600 (+37.55%) Land $200,000 Building $1,101,600
2025$5,609.00
2023$946,300 Land $200,000 Building $746,300$1,301,600 Land $200,000 Building $1,101,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (2009–2024)
Claims Outside the SFHA2 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

May also be available: Optimum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Daniel Circle Dr

Nearby Streets

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