Henderson County property record for 485 Daniel Circle Dr, Mills River, NC 28759
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,735 sqft · built 2021 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,225,000 (May 2023) |
| Tax Bill | $6,249 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9631200095 |
| Primary APN | 9631200095 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,735 sqft Heated Area |
| 1st Floor Area | 3,735 sqft |
| Basement Area | 3,735 sqft |
| Unfinished Basement | 3,735 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Wood Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Garage Area | 902 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 773 sqft |
| Patio Area | 630 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10007387 |
|---|---|
| Street Address | 485 DANIEL CIRCLE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-0115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 10007387~M |
| Legal Description | MILLS RIVER CROSSING SOUTH LO59 PL2021-13351 |
| Legal Subdivision | MILLS RIVER CROSSING SOUTH |
| Legal Block | 20 |
| Legal Lot Number | 95 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 930702 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 485 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| May 19, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 19, 2023 · Amount on Record |
| Deed Sale | May 19, 2023 · Amount on Record |
| Deed Document Number | 2023998008 |
| Deed Book / Page | 4045 / 446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 24, 2026 |
| Property Address | 485 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115 |
| Document Number | 0001054615 |
| Book / Page | 4481 / 269 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20261054615 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 485 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115 |
| Document Number | 0001054615, |
|---|---|
| Date | Aug 24, 2026 |
| Book Page | 4481/269 |
| Instrument | 20261054615 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | May 19, 2023 |
| Property Address | 485 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115 |
| Document Number | 0040450446 |
| Book / Page | 4045 / 446 |
| Map Reference | SL 13351 |
| Instrument Date | May 10, 2023 |
| Instrument | 1000998008 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 DOGWOOD RD, CANDLER, NC 28715-8433 |
| Name | Verified Name |
|---|---|
| Address | 485 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0115 |
| Document Number | 0040450449 |
|---|---|
| Date | May 19, 2023 |
| Book Page | 4045/449 |
| Instrument | 1000998009 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10% |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,449,900 (-) Land $200,000 Building $1,249,900 | ||
| 2025 | $6,249.00 | ||
| 2023 | $1,449,900 Land $200,000 Building $1,249,900 | $1,449,900 Land $200,000 Building $1,249,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum.
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