Henderson County property record for 535 Daniel Circle Dr, Mills River, NC 28759 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,643 sqft · built 2023 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,080,000 (Apr 2024) |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Apr 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9631204302 |
| Primary APN | 9631204302 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,643 sqft Heated Area |
| 1st Floor Area | 2,643 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 147 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10007385 |
|---|---|
| Street Address | 535 DANIEL CIRCLE DR |
| City | MILLS RIVER |
| State | NC |
| Zip | 28759-0116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLS RIVER CROSSING SOUTH LO57 PL2021-13351 |
| Legal Subdivision | MILLS RIVER CROSSING SOUTH |
| Legal Block | 20 |
| Legal Lot Number | 4302 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 930702 |
Source: Henderson County records · APN 9631204302
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Sep 14, 2023 | Warranty Deed, Subdivision Related Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Sep 14, 2023 · Amount on Record |
| Deed Document Number | 20241013263 |
| Deed Book / Page | 4156 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2025 |
| Name | Verified Name |
|---|---|
| Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
| Document Number | 0043660135 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 4366/135 |
| Instrument | 1001040542 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7 EASTON OVAL, COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.35% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2024 |
| Name | Verified Name |
|---|---|
| Address | 107 ADAIR ST, CHAPEL HILL, NC 27514-6671 |
| Document Number | 0041560004 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 4156/4 |
| Instrument | 1001013264 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | 1000 GAMMA DR, PITTSBURGH, PA 15238 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.37% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12.3% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.3% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 14, 2023 |
| Property Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
| Document Number | 0040850665 |
| Book / Page | 4085 / 665 |
| Map Reference | SL 13351 |
| Instrument Date | Aug 01, 2023 |
| Instrument | 1001003595 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 12, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,990.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 DOGWOOD RD, CANDLER, NC 28715-8433 |
| Name | Verified Name |
|---|---|
| Address | 535 DANIEL CIRCLE DR, MILLS RIVER, NC 28759-0116 |
Source: Henderson County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Mills River Town |
| Unified School District | Henderson County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,006,100 (+133.27%) Land $200,000 Building $806,100 | ||
| 2025 | $4,336.00 | ||
| 2023 | $431,300 Land $200,000 Building $231,300 | $1,006,100 Land $200,000 Building $806,100 |
Source: FEMA National Flood Hazard Layer, Henderson County (37089C), updated October 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370899307022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Low above 38% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,724 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 93 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Optimum Communications, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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